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    Credit Union - small debt from 20+ years ago

    Good point, Dereko1969, will get them to look into that, thanks :) Have told the family member of all the points raised in this thread and they are feeling a little less panicked about the whole thing (they were worried they'd be hauled into court immediately and be forced to pay it all off at...
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    Credit Union - small debt from 20+ years ago

    thanks very much for your replies, Brendan and Crugers, appreciate it! Have a bit of a better handle on things after reading that.
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    Credit Union - small debt from 20+ years ago

    Hi, just wondering if anyone would be able to help me out here. A family member took out a loan with the Credit Union 20+ years ago, they had approx £300 left to pay off on it, were paying off an amount weekly. They also had approx £200 shares saved with the Credit Union. For various...
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    sign over house now as opposed to leave it in will?

    thanks for all the help guys :) Sorry once again for asking a Q that must crop up very often here, appreciate the patience.
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    sign over house now as opposed to leave it in will?

    Thanks a mil for the links, DavyJones, much appreciated! Am having trouble digging up relevant threads on my own for some reason (currently having a very dimwitted day :o). Hellohello, very sensible suggestion, thanks - might suggest to the woman to leave very clear instructions above and...
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    sign over house now as opposed to leave it in will?

    Ok, so it's generally seen as a bad idea then? Thanks for that, will keep searching for further info as suggested (at page 10 of this forum at this stage and no luck so far :o). Oh and the house is nothing to do with me whatsoever, it's an enquiry on behalf of a distant aged relative and her...
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    sign over house now as opposed to leave it in will?

    Apologies, I did search back through quite a few pages, and the search function itself turned up nothing for me, hence the "apology in advance" conatained in the first line of my initial post asking for advice. I will search again in the hopes of turning up something, meanwhile if anyone has...
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    sign over house now as opposed to leave it in will?

    Apologies if this has been asked ad nauseum before - A family member is looking into signing over her house to her (adult) child now, rather than just leaving the house to her child in her will. Situation as it stands is that the house is to be left solely to this child in the will anyway...
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    BTEA and Grant if going into 2nd year???

    Kanlip, sorry to hear of your bereavement. Sorry to say but more often than not timeframes are rigidly adhered to when deciding if you are eligible for BTEA. There is no onus on the state to support you if you choose to return to college, they would see it as being your choice to no longer be...
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    Civil Service: When is the next round of exams for Clerical Officers?

    Re: Civil Service Agreed- I took part in a recent round of exams for clerical officer positions in the SE region (in August) and was informed in Sept that they would not be able to go forward with any recruitment, nor were they even forming a panel from the candidates who sat the exams. Keep...
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    Best Business Names

    Also in Waterford (but sadly is no longer) - the Golden Rod. Used to elicit sniggers from those of us with puerile minds. One that always cracks me up when I see their vans is this crowd: [broken link removed] Again the reason I find it funny is down to that puerile mind of mine. and a final...
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    Christmas trees/decorations in Sept in BT's

    Well my MIL will be glad to hear the decorations are going on sale early this year; she's already done ALL of her Christmas present shopping and has it wrapped with Christmas paper she stocked up in during the Jan sales. Oh to be that organised! (not likely for me, given that I usually do my...
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    What are these benefits in our account please?

    The CB payments would be the child benefit payments alright, 160 per child, thus 320 as you have 2 children. I am assuming the quarterly payment is the early childcare supplement, I am not sure of the exact amount that is given for this, but it sounds about right as you have 2 children (I think...
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    Bin collection/ jobsworth.

    Ours do the same, often leaving bins blocking the driveway of the house it's from, so when you get home from work, you have to stop the car on the road, holding up cars behind you until you can pull the bin out of the way to drive into your driveway, or they leave them feet out into the road so...
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    Children's Allowance Stopped After Leaving Cert

    Possibly because they are? Especially depending on location? A friend of mine has returned to college as a mature student, and out of their class of about 50 students ranging from 18 - 50 yrs old, only a handful have managed to secure any type of work for the summer. Some of these are people...
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    Restaurant Service charge (employee)

    This is something that bugs me - waiting staff may be on minimum hourly rates, but somehow people feel obliged to tip them to "top up" their pay. However, how often would you tip the youngster scanning your groceries through a till, or send a few bob in the post to the voice on the other end of...
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    harsh termination process after a competitors job offer

    That's harsh alright but I can understand why the company did it - I have been in a workplace before where a disgruntled colleague left to work with a competitor, and before leaving, wiped their PC - deleted all their work going back two years, all their list of contacts, all record of business...
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    Soggy pencils on a Monday morning. Conspiracy?

    Ha yeah! He was sitting beside me when I created an account here- was asked for a username and guess what I came up with :) Hayfever is a curse, for those who have it and those who live with someone who has it :D
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    Soggy pencils on a Monday morning. Conspiracy?

    OP your wife is trying to prove a point - if you don't remove your belongings from your smoulderings they will get soggy. Just be thankful they are not still smouldering on a Monday morning and are at least clean, albeit with soggy pencils. I use balled up tissues to prove a point - himself...
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    Any possibility of getting a mortgage?

    from previous experience, lack of access is a huge issue and needs to be sorted ASAP if you hope to build. If you don't have your own separate access and plan on using your parent's access as a kind of "joint" access you may well run into difficulty or refusal of planning application. we had a...
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