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  1. L

    Query about friends first magnet portfolio

    Thank you Steven. I will certainly read your links. 5 years seems very short to recoup what's been put in, I would imagine that you would only recoup a fraction of what had been paid in ? Say putting in 10 k per year for 20 years. I know it's tax efficient and the accountants all push this...
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    Query about friends first magnet portfolio

    So is the entire pension paid to the estate automatically before retirement age in the event of death. If there were no spouses provision written in and the person died a week after retirement what would happen ? I'm clueless about all this. How much would the spouses option cost ? Is there any...
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    Query about friends first magnet portfolio

    Thanks for replies. Yes they have not been notified of a change in marital status. My question was not about life insurance. I was wondering about pension benefits for wife and children if husband were to die first. What happens with the current plan - it says on screen that there is zero...
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    Query about friends first magnet portfolio

    I hope you can advise. My husband has been contributing regular annual amounts to the above fund since 2007. His accountant acts as his broker and I have some doubts about whether he is doing things properly. Anyway we got married in 2012. Just recently we decided to see how the fund was doing...
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    Reverse osmosis filter - is it worth it

    Thanks for the replies folks. I suppose the main issues are too much sodium in the water and the inconvenience of buying and storing water. Even with how cheap water is to buy this unit seems like a good option. It takes up a fair bit of room under the sink, which is another drawback, but I'm...
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    Reverse osmosis filter - is it worth it

    I'm not sure about the kitchen tap but will find out from the guy who installed it. That aside I wonder does anyone recommend these filters. I'm not using lidl water for the adults in the house. It's inconvenient carrying large containers of water and storing them. Does anyone have one of these...
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    Reverse osmosis filter - is it worth it

    Hi. I live in a hard water area. We use a water softener to reduce the water hardness. Therefore I cannot use tap water to make babies bottles as its too high in sodium. I'm thinking of getting a reverse osmosis filter as this will remove the sodium and other potential contaminants. Initial cost...
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    Danske app and on-line banking finished

    Hi. I've just noticed that the app has finished. It was very useful to see the status of ones mortgage accounts, outstanding balances, changes in mortgage amounts with rate changes etc. I got no notification that this was going to end. I have no access to any statements now. Has anyone had a...
  9. L

    Health Insurance Hearing aid costs

    Thanks for the advice folks.
  10. L

    Health Insurance Hearing aid costs

    Thanks. I thought it sounded an extortionate price ! I will certainly suggest spec savers.
  11. L

    Health Insurance Hearing aid costs

    An elderly friend is in need of a hearing aid. A quotation of 4 k was obtained from a local optician. Is there a cheaper alternative ? Can these be sourced through the public ENT department service ?
  12. L

    Laya Laya total health complete - alternative plan for over 70s gentleman

    My thanks to snowyb for advise on previous threads which has meant a huge cost saving. My dads plan total health complete with laya has now come up for renewal. Is now 1144 up from 969 last year. He has cardiac issues with a pacemaker and has regular angiograms usually in the beacon for some...
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    Alternative to glo health better plan

    Can I ask one of the experts on here about an alternative to glo health better plan. Doesn't matter which insurer. Current premiums are 1272 per adult and 308 per child. Just want cover for private bed in all public hospitals. Don't mind some excesses on blackrock, hi tech hospitals etc. has a...
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    Time running out for those with Danske home loans to complain to Ombudsman or Court..

    I have this product. I had previously heard about this issue on AAM but did not do anything about it yet. Where should I write to first ? Should I start with pepper now that danske are gone or go straight to the ombudsman ? Will a short letter along the lines of I think I may have been...
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    Buying products from USA - getting US address

    Well clothes and shoes do look far cheaper than here to begin with. Is VAT payable on arrival ? How is it calculated ?
  16. L

    Buying products from USA - getting US address

    Hi all. I tried to buy some clothing for Xmas from an online shop based in the USA. They will sell to international customers but will not ship to Ireland. They suggested using an agent to get a US address and to use that agent for shipping purposes. They suggested one website which I'm not sure...
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    Someone entered my room - how to approach it

    Is there a maplin store in Ireland. I'm interested in getting something like this. Perhaps something smaller and more discreet. Anyone any suggestions for something that could direct images to an I pad.
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    Notice of assessment 2012 query

    Sorry if this is was posted under the wrong heading. I'm unsure how or where to move it to. Any advice on the taxation or separation process for my friend as she is seeing a family law solicitor later this week.
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    Notice of assessment 2012 query

    A friend is in the process of a difficult separation. She bought the family home on her own before she met him in 2006. The outstanding mortgage is 500 k (tracker). Anyway her query related to his income and how much she could be entitled to when they separate. She showed me his notice of...
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    Selling a car for cash any advice

    A relative has a car for sale. Worth about 11 k. Advertised it on line and an interested party is due to see in the next few days. He appears very keen and wants to drive it straight away as he is travelling a distance. Says he will pay in cash. I thought it was a lot of cash to be carrying...
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