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That's fair enough. And I presume you'll have access to track metrics and the like? I've been trying to brush up on my analytical skills in this regards and it's no fun at the beginning but becomes an obsession after a while.

I got done by a company that imported a trade car from the UK for me. They assured me over the phone that the timing belt had been replaced. I left it in for a service last week 70k on the clock and the mechanic discovered that the belt had never been replaced. The company has disappeared now...

So there was no huge difference in the costs? Did you look into getting a limit put in for the subscription that you could end up paying each month or any other limiter like that?

Zamano v Puca Interesting. Make sure you return and say either who you opted for (if that's permitted) or what governed your decision in the end.

Lot of my colleagues had mentioned Esendex as well. I suppose it boils down to personal preference vs cost effectiveness vs customer at the end of the day.

I went looking after reading all of your comments above and found a pricing structure from one company [broken link removed]. It all seems reasonable enough if it's reliable enough.

Yeah those are the links I use to find Zamano as well. I'm actually surprised at the range of companies offering this service in Ireland. I always assumed that if this was something that you wanted to do right then the only thing to do was go direct to the mobile operators - could not have...

They're putting a package together for me. In other news post in other forums can lead to interesting e-mails from Indian companies offering to do the service at a fraction of the cost. I don't even know how they got hold of my e-mail address.

I was talking to them before I was in touch with Zamano. How much does the whole templates thing speed things up by?

Has anyone been using these guys for their own business? I have a growing list of subscribed users that I need to contact cheaply - more than my monthly allowance will allow me to online for free. I've been looking at a few different services and I'm torn between Zamano and a few others...

Has anyone been using these guys for their own business? I have a growing list of subscribed users that I need to contact cheaply - more than my monthly allowance will allow me to online for free. I've been looking at a few different services and I'm torn between Zamano and a few others...

Nice one, thanks.

Why would you want more than one or two? Been looking around a bit and I'm amazed at the way that the costs all vary. I saw this article on the IT site: [broken link removed] and it scared me into spending a bit more time looking around. I'm not convinced that I can find the best deal myself...

No I can move it to a new employer's fund and lose nothing. The issue I have is that I don't know whether it's worth it as the country could go bust and leave the pension funds worthless anyhow.

Best thing to do is check out the citizen's information site. You'll probably have two options if you want to claim either go through the InjuriesBoard.ie (less hassle and no dealing with solicitors) or go through a solicitor (few bits about that [broken link removed], normally a bigger pay out...

Well the option is to cash it in and I only receive my own contributions. Am I as well to open my own private pension if the company I'm with now are operation a plan?

Hi, I recently changed employment and have about €8k in my Mercer pension. I have yet to check with my new employer regarding pension options but I was wondering if I'd be as well to cash it in and take the lower figure available to me.

Would you not be as well to start a savings account. Ulster Bank have a decent savings rate and there's a couple of UK -based bank (Nationwide) that would offer a better yield than a pension anyhow. I doubt you'd get any tax rebate for it either so hardly worth setting up a pension fund.

Anyone up early tomorrow for the second round? I believe they go on sale at 6am and you can apply if you were unlucky in the first round. I have a log in for my friend who applied with me so will be hoping to force my way into the Olympic stadium for something.

I had €438.96 or something like that. I think it'll work out at two tickets for two events and I've applied for 2 swimming, 2, boxing, 1 showjumping (all three with Irish interest in mind) and two athletics sessions. I have a friend to stay with in London so now I'm just hoping that the two...