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    Lumpsum payment to Bank of Scotland

    We currently have an outstanding tracker mortgage of 290k with Bank of Scotland. We are keen to make a lump sum payment of approx 55k against the amount owed. We also would like to renegotiate the repayments to 1500k a month which is higher than what we currently pay and would like to agree to...
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    Plastering over plasterboards

    We are going to insulate the rooms in our house. Do all plasterboards need to be plastered before being painted? I would have thought yes, but my other half thinks not. o_O
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    Application to Probate Office

    Our solicitor lodged an application to the Probate Office in September. It was all a very straight forward issue for them to deal with but we still had to wait until March for it all to be dealt with. Your solicitor may not be drag gin their heels at all.
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    Shower within Bath unit, advice please

    Our children are still at the age where they use the bath although we have introduced them to the shower. To be realistic, we need to keep the bath for another few years. Now, I am left with where to get a good sturdy bath. We are in North Kildare, but happy to travel for the right thing. An...
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    Shower within Bath unit, advice please

    We have briefly considered getting rid of the bath altogether but we are aware that if we ever sell that it might be an issue for future owners. I have no doubt that the tiling will be sealed properly etc...but it was pointed out to me yesterday by someone who had the same job done that with...
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    Shower within Bath unit, advice please

    We are in the throws of planning to change the bathroom in the house which we bought a few years back. The current layout of the room consists of a bath, wash hand basin and toilet. With a squeeze, we could move these about and include a shower unit in the room too but that may leave the space...
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    Best way to accept payment when selling

    Can someone suggest the safest way possible to accept payment for a car I'm selling privately? Thanks in advance
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    Groupon Offer

    We bought a karcher window cleaner in woodies recently m.they advertised it as reduced from 99 euro to 76 I think. Bought it. A week later saw it in Tesco for 65. It goes on everywhere.
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    Phonewatch renewal - tip for others to save

    A neighbour recently mentioned he was moving his business to chublock. Will check that out for sure later and post back.
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    Recommendations Maynooth & Celbridge

    Door to door Dublin one area to Celbridge is 50 mins, this included a walk to heuston by choice. Celbridge to heuston is 20 mins max.
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    Recommendations Maynooth & Celbridge

    Not quite sure what your criteria is for avoiding estates but I can tell u that there is absolutely nothing wrong with Abbey farm in Celbridge. It is a very well established estate with a very active maintenance association who guarantee the grounds are kept in excellent condition.
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    Moratorium of 6 mths granted , then what?

    You are very kind to make me aware of the potential difficulties that could arise in the future and I have considered them all before I agreed to help her out. At the moment we are very clear as a small family what needs to be done. I can only hope that this remains for the coming months.
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    Moratorium of 6 mths granted , then what?

    Hi Ircoha, there is no will and because my sibling was not in a relationship our solicitor informs us that my mother stands to inherit his assets etc... Considering her sudden loss, she is not in the position to deal with organising paperwork. As a family and on her instruction she has asked me...
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    Moratorium of 6 mths granted , then what?

    Yes, he was the only person named on the mortgage. There will be some payments due on production of a death cert to his estate which will deal with the shortfall etc... I figured that payments would obviously need to be made to keep the bank ' happy' . I honestly Havnt a clue.
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    Moratorium of 6 mths granted , then what?

    A family member recently passed away. He had a mortgage with a balance of 114k outstanding. His property may be worth 100K max i would imagine. Unfortunately, there was no mortgage protection in place. AIB have granted 6 months freeze on payments..which brings us up until Nov 2014. I am due to...
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    CAT Category A Query

    Sincere thanks to those who helped me to understand the situation we have found ourselves in. It is heartening to see how generous people can be with their expertise, knowledge and time. F
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    CAT Category A Query

    Thanks Joe. I am probably confusing some issues. Sadly I am trying to understand something that I hadnt planned to do this Summer. Basically, my parents gifted 3000euro to my sibling in the past 2-3 years ago which was used to put toward a car. My sibling passed away recently and my mother (...
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    CAT Category A Query

    Q2. I understand that the inheritance has to be valued for tax purposes . With this being the case, what needs to be considered? The son/daughters home, a death in service payment, the value of their car, andy savings they may have had? If the home ( son/daughters) has an outstanding mortgage...
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    CAT Category A Query

    Apologies, the will being the will of the child ( son or daughter), Q3.
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    CAT Category A Query

    Group A also applies to parents who take an inheritance from their child but only where the parent takes full and complete ownership of the inheritance. If a parent receives an inheritance where he or she does not have full and complete ownership of the benefit, or if a parent receives a gift...
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