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    Is there a problem with ptsb payments recently?

    My wages were always paid on a tuesday evening and the last 6 weeks they are in later and later- it is now 3.00 on wednesday and still not in. I rang open 24 with ptsb and asked was there a delay or a problem and was told that he had no other complaints today. Direct debits are taken out on...
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    offered a sales position with acorn life. Pay is €500 for first 13 weeks training.

    hah I thought I never miss primetime. Well I wish I read this before I started with that crowd. I hope this deters others too. Luckily I didnt really lose financially just my pride and a couple of friends
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    offered a sales position with acorn life. Pay is €500 for first 13 weeks training.

    I agree completely. I had intended at the time to sit the qfa exams but changed my mind and decided it was not for me.The training involved was only learning about Acorn Life Products.The only ones making real money out of it are the ones at the top who advertise themselves for salespeople and...
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    offered a sales position with acorn life. Pay is €500 for first 13 weeks training.

    I wasnt sure if I was allowed to post and badmouth but I did work for a couple of months with Acorn Life and it was a disaster. I would not advise anyone to join them to be honest it is a hard sell and cold calling after you have used all of your family and friends. After giving them quotes...
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    terms of employment contract

    I started a new job last december and signed the usual employment contract. Terms of contract says that I am on one months trial. Im going into 3rd month now and no sign of a new contract. What does that mean? Does that mean I am permanent. Job is meant to be long term anyway but just...
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    have you changed from oil ch to calorgas

    I also have someone coming out to talk about insulation so we will probably be getting walls pumped and attic insulated. will also like to see what the promotion with calorgas is llike. seems like its hard to find someone who has changed over. please anyone??? Looking into all options at the...
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    have you changed from oil ch to calorgas

    hi Mercman What would your heating costs be per year. Did you originally change over from oil. I paid last winter 2000 euro between sept and now and we are out of oil again. We are also lighting an open fire most days and still the house isnt always warm. We are looking at different options at...
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    have you changed from oil ch to calorgas

    Have you changed from oil central heating to calorgas? If so How much did it cost to convert? Were you happy you changed? Is your house warmer? How expensive are you bills per year? How did you find customer services? I would love to get some feedback on this. We are trying to decide...
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    land Of Leather suite falling apart

    Apparantly I do have rights. I spoke today to someone at the consumers rights agency and was told that as the suite is less than a year old I am still covered with the manufacturer under the guarantee. They even got a number for me to ring ( Deloitte ) the administrators and if I have proof that...
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    land Of Leather suite falling apart

    Thanks for reply jhegarty. Land of leather organised the finance company. Can I ask the finance company to collect the goods instead of paying for them. My credit record doesnt bother me. When I spoke to creation back in february they said that the suite would have to be replaced as it was still...
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    land Of Leather suite falling apart

    I bought a 3 piece suite from Land Of Leather with the buy now pay later scheme which is with Creation Finance. I bought the suite in november 2008 and by december the seams were ripping and falling apart. I rang land of leather and was promised a replacement suite which I ordered.They accepted...
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    Jobseekers Benefit to Jobseekers allowance

    Thanks for the replies. I have looked on social welfare site and citizens advice but I couldnt work out the formula for jobs allowance. I was talking to someone today who recommended applying for fis. For 3 kids they pay 60% of the diff from 670 I think. Anyway I worked it out and I may be...
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    Jobseekers Benefit to Jobseekers allowance

    I have googled this I have rang the citizens advice bureau and they could not help, I was wondering could anyone here help. Does anyone know how I can work out how much jobseekers allowance I would get. My benefit runs out soon. My wife is earning 504 a week after prsi and we have 3 children...
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    offered a sales position with acorn life. Pay is €500 for first 13 weeks training.

    Just being offered a sales position with acorn life. Pay is 500euro for first 13 weeks training. After that commision based. Anyone familiar with them or worked for them? What are they like? Should I go for it, even for first 13 weeks and see how it goes. I am unemployed at the moment. If...
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    Fees for third-level students - assessed on parents' incomes?

    Thanks for help. I would need a degree to understand all of this. I didnt even know what a cao form was a few weeks ago. I will ring them tomorrow and see what they say.
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    Fees for third-level students - assessed on parents' incomes?

    Thanks for the link. I did read this before and I thought she would be intitled to part maintenance because she would be living within 24 kms from the college. I also thought the registration fees were going up to €1800. How should this be paid. Does it have to paid in one go before she starts...
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    Fees for third-level students - assessed on parents' incomes?

    Sorry I am confused. My daughter has recently sent in the cao forms. There is only one wage coming into the house at the moment. We have 3 children altogether. My daughter is working saturdays at the moment earning 40 euro per week. There is no way we can afford the fees and I assumed that she...
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    Do energy saving bulbs make a difference?

    Thanks for all the replies. We have being very carefull with esb usage since the last bill. We have replaced all light bulbs with low energy saving bulbs. Turned off anything not in use. We have also insulated the attic and I have put up heavy lined curtains in all rooms including over the...
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