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  1. Q

    Transfer of Property

    i have family home worth 300,000 outstanding mortgage is 50,000. i have 5 rental properties all in massive negative equity. apt 1- mortgage 156,000 value now 65,000 apt 2- mortgage 240,000 value now 100,000 apt 3- mortgage 121.000 value now 40,000 apt 4- mortgage 132,000 value now 60,000 apt 5-...
  2. Q

    all monies owed mortgage ptsb

    Trying to keep the family how - I no that I am going to default on the investment mortgages - its just a matter of time - now that my husband is not working. Tenants are not paying rent on time sometimes they are not paying the full rent.
  3. Q

    Renegotiate Interest Only Mortgage

    I have another family in one of the houses now and they are not paying the full rent - they say that because of the reduction in the rent allowance in the budget that they cannot afford to pay - I think that I am going to have trouble trying to get them out . - Not in arrears on the investments...
  4. Q

    Renegotiate Interest Only Mortgage

    I have 5 interest only mortgages - they have given me until February to "sort out" how i am going to manage them. They are looking to take me off the tracker interest only and go on variable plus 1% which means I cannot afford to pay even the interest - rents have gone down - I have people in...
  5. Q

    all monies owed mortgage ptsb

    not yet - I am to afraid to go near them in case they look at everything else and see that my husband is now not working and that I can not afford to pay the investment mortgages. Everything I earn nearly goes to paying the investments and we are struggling to pay other bills.
  6. Q

    all monies owed mortgage ptsb

    The ptsb representative I spoke to confirmed that my own home would not be affected by any of the investment mortgages as there was no attachment to my main residence. My husband has now lost his job. At the moment I am paying all of the investment interest only mortgages and have not...
  7. Q

    all monies owed mortgage ptsb

    Everytime I took out an investment mortgage I asked the rep would this mortgage in anyway affect my home. As i didnt put the house up as collattoral or put a lean against the house in anyway. All the investment mortgages are stand alone mortgages in no way tied to the main house. I was told by...
  8. Q

    all monies owed mortgage ptsb

    all monies owed mortgage I have 5 investment mortgages (interest only) with ptsb and I also have my own family home mortgage with them as well on repayment. All of the investment mortgages are in negetive equity. I have equity in my own home. When i took the investment mortgages out with...
  9. Q

    all monies owed mortgage ptsb

    can anyone give me any information about an all monies owed mortgage with ptsb.
  10. Q

    Renegotiate Interest Only Mortgage

    Has anyone renegotiated there interest only mortgages with PTSB.
  11. Q

    Interest Only period on InvestProp ending: implications for ppr. Same bank SVR.

    I have 5 tracker interest only mortgages with PTSB totally 769,000 the properties are now only worth around 450,000 they have wrote and told me that I have to start making capital repayments or switch to Variable Interest only for two years. Has anyone been to the bank yet to see what they are...
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