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  1. M

    New Permanent TSB fixed rates

    I'm due to get this 'once in a lifetime' offer from PTSB in the next week or so, as my 5 year fixed is coming t an end. I have LTV of about 50-60% (depends on the valuation), so are any of the other banks / building societies open to movers, or is that another casualty of the recession?
  2. M

    Key Post SCAM: Cold caller from India pretends to be from Windows offers to fix your computer.

    My sister, sister in law and I all got these calls in November, and we all copped they were some sort of scam. My sis did the 'no PC' bit, I did the we use Ubuntu bit and sis-in-law pushed for more details, resulting in 8-10 abusive calls which stopped after she blew a ref whistle down the...
  3. M

    Home Increase in Home Insurance Premium

    I'm in the same boat, last year paid €330, this years quote just came in at €700! No claims, not in flood area, nothing substantially changed, yet 110% increase! I'm just checking around now for other quotes, and best to date is €429, so i'm going ot see if current company will match.
  4. M

    Form 11 for 2009, when company was wound up in 2009?

    my hubby was a sole contractor who has for the past 3 years worked as a PAYE worker, as contracting roles have not been available. So last year he wound up the company with revenue. In the past 3 years, we've been jointly assessed (both PAYE workers), using the formm 11 to file for any tax...
  5. M

    List: Stealth price increases at Tesco in recent days?

    Re: Sneaky price increase in Tesco?? I'm on a panel where I scan all purchases that are made for the house, so I'm fairly up on exact prices are for the majority of my purchases. I do a lot of my shopping with TEsco, and I would agree there have been a lot of prices creeping up over the last 6...
  6. M

    Anyone been to Buy Lo yet?

    Is this a 'card only' set up like Makro up North, or is it for all comers?
  7. M

    Recent large Electricity (ESB) & Gas (Bord Gais) Bills

    Re: ESB & Bord Gais Bill Can anyone tell me if there are agreed customer service levels for the issue of bils? Like the instance above, my Oct-Dec gas bill only arrived end Jan (due to BG changing their billing system), and followed last week with the Dec-Feb bill. So I'm in a position of...
  8. M

    Frosty Weather - Warning

    Good post. What shocks me is that the weather is freezing, and when I've passed cars pulled over on hazards (ie M50 / m1), the occupants seem to all be in jsut a light top standing by the side of the road. I've taken to bringing 2 coats (1 full length) in the car in case I'm stuck, and I also...
  9. M

    Irish Welcome Mat - Fáilte

    I have seen them in woodies in the past, but i'm not sure if they would currently be in stock.
  10. M

    Finance Guidance Needed

    I'd definitively revisit the health expenses they do seem high for your age group, unless you have a specific need for health care. The mobiles also lookk high to me, checkout your costs there, and review your actual calls, are you doing a lot of 'where are you', non-calls. All you have to do...
  11. M

    Nintento Wii Fit

    its worth checking gamestop, they had stock at the weekend. Argos is worth checking online, if they do stock the Fit board as you can check different stores and reserve it if its in stock.
  12. M

    sterling/euro differences in shop prices.

    I was looking to get the Wii Tomb Raider underworld game, and priced it locally at Eu42.99 in HMV. Was due to head up North so decided to check price online (at HMV's own website), and it was £17.99, i decided to buy online and shipping was £2.50 - its gone onto my visa at €21.68. So basically...
  13. M

    What happens stock that doesn't sell?

    There were lots of prepped turkey crowns in my local tesco, aroudn the Eu2 mark (from memory). I wouldn't plan dinner from what was on offer, but worth having some space free in the freezer... And sure who needs Christmas pudding, when you make a nice discount bread and butter pudding from...
  14. M

    What happens stock that doesn't sell?

    Christmas eve I picked up flowers, seasonal plants (ie table centre piece) for less than half price, groceries were down to phenomenal prices (350-400g of sirloin were selling for Eu1 instead of normal Eu4), milk, cream, bread, fruit, veg were all cents compared to standard prices! The moral...
  15. M

    HELP- my sister needs you!!

    Making an assumption that she is 'high maintenance' as you've gotten a lot of girly stuff in the past, I'd suggest teh following: Orla Kiely handbag, as they are a nice status symbol (Brown thomas and kilkenny shops have them) A branded purse, be it Gucci / LV / Chloe... i know it seems a lot...
  16. M

    mortgage advice

    I'd always start by checking the rates that are in the Sunday papers business sections, as they normally pull the best rates from all the offers out there.
  17. M

    Miami & Florida keys any advice

    Been to Miami a couple of times and really could not take to the place, it felt unsafe, I jsut didn't like the vibe. A few miles up and you get to Fort Lauderdale and that is fab, there felt safe and had a brilliant vibe. I've stayed in the harbour beach on the sea front and the hard rock...
  18. M

    Do I need to sign on?

    After consideration I've decided to leave my current job and take some time off, approx 6 months. I'm about the start IVF and feel the perhaps I'm heading down this route as a result of high stress levels at work, as test show everything is ok. I've already missed 6 weeks this year due to...
  19. M

    christmas ideas for men..

    I've gotten my other half a soviet raketa 24 hour face watch off ebay. He's into military stuff, so this should hit the mark, its a little bit different, and hopefully a talking point for him... there were also a good selection of divers watches, poljot watches online also. He'll also get some...
  20. M

    no second key for a second hand car

    When selling my last two cars, one privately, one traded in, both times the buyers were shocked that I still had the 2 keys. When viewing 2nd hand cars, I did get in the habit of asking about how many keys, as once or twice they only had keys cut / no remote locker, even though the car was set...
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