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  1. K

    How to tell kids that we are getting rid of the dog.

    Please make sure that you rehome your dog though a dog rescue centre instead of going to a pound or advertising online, unless of course you can find a good home for it yourself. That does not answer your initial question but may be a more important issue.
  2. K

    Advice on dog pens ?

    ISPCA can be contacted at 1890 51 5515
  3. K

    Mexico Anyone Been

    I came back from a five day work trip to Mexico very recently. We were based in Cancun and it was perfectly safe. Only issue is that Cancun feels more American that Mexican! On the last day I had a little time off so headed off to a tiny island which is about 20 minutes by ferry from Cancun...
  4. K

    Key Post How can I cut the cost of my regular prescription?

    I recently needed to replace my anapen/epipen and went to the chemist here to find out what was necessary to do this. Apparently I would need to get a perscription from my gp and then pay €75.00 at the chemist. Total cost - at least €95. Last week I was in Lisbon for work and walked into a...
  5. K

    Do AIB / BOI facilitate weekly Mortgage Repayments

    we pay our AIB mortgage weekly. No problem to set it up when we began.
  6. K

    when will co-habiting couples be allowed to share tax credits?

    can anyone give an indication of when the income tax dept will be implementing the new civil partnership bill for couples who are already living together for more than five years? also any thoughts on what the procedure of sharing tax credits might entail.
  7. K

    Historic Mortgage Rates

    great timing! this popped into my Google Reader today. http://www.*****************.com/history-of-mortgage-rates-in-ireland.html Hope its useful.
  8. K

    vancouver in may

    I'm going to have two days free in Vancouver in May this year, arriving on a one hour flight on a Friday morning and leaving Saturday evening. Does anyone have recommendations regarding the best tourist attractions in the city. Also would appreciate suggestions for a nice hotel for that night.
  9. K

    Using credit card overseas - frontload card to avoid charges

    With regard to the 'frontloading', the biggest problem would be if your card got stolen since the bank will not refund any of the frontload monies. I have used my Visa card in new york and then transfer money each time a transaction hits . God bless internet banking. Its very important to...
  10. K

    Nice 4* hotel in central london

    Just come back from a great weekend in London. We stayed at an excellent hotel www.kingswayhall.co.uk/ . Its less than a two minutes walk from Holborn tube station, which in on the Piccadilly and Central lines. Room was excellent and bathroom had a lovely power shower. Room was £99 and we...
  11. K

    Hotel in West London

    Just come back from a great weekend in London. We stayed at an excellent hotel www.kingswayhall.co.uk/ . Its less than a two minutes walk from Holborn tube station, which in on the Piccadilly and Central lines. Room was excellent and bathroom had a lovely power shower. Room was £99 and we...
  12. K

    3e 'Lawless Ireland'

    Is anybody else watching 'Lawless Ireland' 9pm on 3e? Its certainly educational!
  13. K

    lump sum off morgage query...?

    Since the repayments are so low, I'm wondering if the OP has calculated how much interest they would save if they changed the term to 25 or 20 years (leaving aside the €10,000 issue). Assuming of course that highter payments would be suitable. ~ how about that view to balance the view that OP...
  14. K

    lump sum off morgage query...?

    Also don't forget to have the instruction signed my all account holders of the mortgage, otherwise the bank could disregard it. It is advisable the quote the exact monthy/weekly amount that you wish to remain the same.
  15. K

    Construction Skills Certification Schemes (CSCS)

    Anybody know why there are absolutely no Construction Skills Certification Schemes (CSCS) available with FAS at the moment? With the vast number of construction workers unemployed at the moment, surely this would be the perfect opportunity for them to upskill.
  16. K

    overpaying

    But if the overpayments are not reducing the term or the monthly payments, then that money is only 'resting' in your mortgage account. I feel that the best thing is to built up the extra payments in a savings account then every six months or year, if all that sum is still free, then make a...
  17. K

    paying 9k into mortgage, procedure?

    I am with AIB and this is the procedure for me. Firstly, I am presuming that you want to reduce the term of the mortgage using the 9k as opposed to just reducing the monthly payment. 1. Go to branch and pay cash/cq/transfer to your mortgage account 2. Send a fax to the mortgage dept stating...
  18. K

    Climbing plant for wall

    Ivy can be easy to remove from a wall. Just cut a complete gap on the main trunk of the plant, just above ground level and leave for a week. The plant will wither away and will be very easy to move. But I did see a beautiful white Montana clematis in the garden centre earlier in the year, I...
  19. K

    Whinging Publicans

    Excellent post by 'The Banker' - it strikes a cord with me and both my parents are non-drinkers! I know of one pub in a tiny village which used to have no problem serving pints all night to fifteen year olds. They were 'grooming' a good steady source of income for the future. They had no...
  20. K

    Direct holidays/ Thomas Cook help!

    did you pay the deposit by credit card?
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