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Thank you so much. I went through the courts and my ex isn't working (hasn't been for some time). The settlement meant I got to keep the house (which I've been paying for anyway) but he got savings of a substantial amount. I may be able to go back to court again to try get maintenance if my...

Hi, I got divorced over a year ago and as part of the settlement I bought my ex-husband out of the family home so that myself and children could have some stability. I was in a permanent position at the time and sent all the paperwork off to KBC bank. They misplaced the paperwork and we need to...

Hi, I have not posted on this site for some time and I hope someone can give me some advice. Six years ago I separated from my then husband. Things have been difficult but I managed to obtain a job and put my two young children into childcare and get our lives back on track. I am now divorced...

Hi, I contacted BoI today and was told that this shouldn't impact my credit rating - so that if I go to sort my own mortgage stuff this shouldn't be a problem. I've agreed to sign an guarantor but I don't know if that will go through. It *should* go through ok but her loan application should...

My daughter finished her degree this year and was accepted into a post grad, one year full time. She approached the BoI a number of months ago and was told that there would be no issue obtaining a loan. She went in again recent and was told the same. Today she was told the loan has been refused...

Hi - I've just recently been divorced and as part of the settlement I have bought my husband out of the family home. My solicitor will be writing to the mortgage providers in relation to having my ex-husbands name removed from the deeds but I would also like to sort the mortgage (though I am...

I've just been speaking to a rep in the KBC and explained that I've just been divorced and he said he will send me on a transfer of equity form to complete and they will assess that to see if I can take over the payments. I'm already paying the mortgage payments anyway and have not missed one so...

No i wanted to let everything get sorted with the deeds first as that is the main priority. Are the rules slightly different when switching a mortgage vs getting a brand new one? Is anyone familiar with current criteria for assessing eligibility? Few years back lenders would stress test by...

Hi Brendan, thank you for the reply. My ex would not be willing to put in new mortgage application and his name will stay on this mortgage until i get a new one in just by name. Do you think permanent tsb or others may be willing to lend to me? I have not missed a payment so nothing negative...

Hi i have just recently been divorced and as part of agreement have bought my ex out of family home. Deeds will be changed to my name only and i want to sort mortgage into only my name so i can have better options regarding rates, loan term. At present there's 109k on loan. House valued at...

For a single (separated) person with 2 children under 18, what sort (if any) mortgage would they be eligible for ? Currently have mortgage with KBC and have never missed a payment. Hoping to finalize Legal Separation and take over mortgage this year.. Salary: 30k p.a. other income: Family...

Grand thanks for that BlackSheep : )

Hey I'm trying to fill in the Revenue Job assist form. I'm separated from my husband and have been on OPFP but about to take up employment. In the "Child Tax Allowance" section, it asks "Is any other person entitled to claim for the same children under this scheme? " As far as I'm aware...

Oh thanks, where did you see that being advertised ? Just looking online to see if I can find it . Thanks!

Hi Bronte I haven't been working for the past few years but am about to start work. I've included the figures that I believe to be accurate below but haven't received any payslips or FIS information as yet. I had planned on completing the standard financial statement while on the one parent...

Hey guys just looking at this in more detail again with fresh eyes. Did not have a good day yesterday so head a bit over the place. Anyhow - here's answers comments below. if you have any further feedback would really appreciate it vandriver - I'm separated from my husband. Three children...

Hey, thanks for all the feedback on this. I am separated from my husband nearly three years. He may be leaving the country in the coming months. I have just been offered a position and am starting work with the above salary. Up til now I had planned on approaching the lender to see what they...

Hi I'm about to take up a position with a company with a 30K salary. This is expected to increase over time. How long do I need to wait to get mortgage approval? Approximately how much may I be able to borrow? (assume no other loans) Is a mortgage broker my best option or should I go straight...

Hi guys, I've written before regarding my situation. I'm separated from my husband and am trying to cover the mortgage. Have had some issues and the direct debit was cancelled. Payments were late but still within the month so credit rating was not impacted.. So now, I have just obtained a...

Grand thanks Vanessa, I'll mention that to her alright, would save a lot of legwork going from shop to shop. I'll tell her to check that out alright.