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Well if you have an actually written statement from a lender stating categorically that the loan was rejected on this basis, then contact a solicitor if you wish to pursue a compensation claim.

No because the chances of you obtaining a growth rate of 4% are extremely slip. I spent over three decades in Swiss banking and I was very involved in performance attribution and measurement... and from what I have seen most will not achieve those levels and many that think they do, do so...

Failing to live the life you want to live for the same of a pension in old age is not much of a life.

Well from what I remember the CTA is generally an additional qualification take on by accountants, the legal profession and tax officers rather than being the primary qualification for earning an income. And you will have no experience versus all of these, so landing a job my not be as easy as...

If you want to maximise your wealth, then press the pause button and learn about investing and how to construct a portfolio. For instance, you don't invest in crypto, you speculate in a high risk currency. And while it is a good idea to have a small amount of commodities in a very large...

Brendan, you and Michael McGrath have one thing in common, you both demonstrate a complete lack of understanding in how financial products are constructed and sold to the public. Just like you can't buy a generic car, you can legislate a generic mortgage. No doubt it sounds great to the...

Automation etc will take care of part of it and the idea that no one will want to work is not correct. We are talking about a basic amount of income nothing more yes there will be some people who will be happy with that, but give people more free time and they'll need more money to spend on...

Well between productivity and automation, plus a declining workforce there won't be much call for migrant workers in the first place... There will have to be some kind of a redistribution of wealth to the poorer regions of the EU. At the end of the day our entire economic model depends on...

Oh it will happen that you can count on, it won't happen in my life time (59 years old), but it will happen probably in my kids life time and be driven by commercial reality. You need to broaden your mind and update your thinking. High productivity, automation and declining workforces means...

You eventually got there ;-) And they could not have come to Switzerland unless their income is derived from non economic activities such as royalty payments etc. Residency is a local community decision not a federal government one, it usually requires the person to make very substantial...

So according to you, you know you have to pay this fee, you know it is about the right amount, you know he is doing his best to expedite the matter for you and now you are not willing to make a payment on account... don't be surprised if your work gets put on the back burner because he won't be...

Given your circumstances, it is very difficult to figure out what your final pensions will be because there are a series of rules that need to be applied in order to ensure your contributions are used to obtain the maximum pension possible by combining the contributions made, if your wife does...

Well it would be interesting to see exactly what you did.... That said, probably not. But then most people don't have the ability and the mentality to be a good stock picker over say a 30 year period. And your return to date, even though it is only for one year, does not even meet average...

No, not even close.... Well if it was financially significant to me I'd want to know, but as you wish.

Could you not even manage to read the title before assuming that is what you want to hear????

Why should there be anything in it for you??? It's your duty as an ODC to help ensure our system of justice function properly. I would advise you to consult a solicitor before deciding anything because depending on the nature of the issue and the judge's opinion on the matter it may lead to a...

The most worrying thing for a loans officer, is when you find an applicant that does not behave like a normal individual, because you can be almost certain the application is rigged! Normal people, dip into their savings it's what they are there for, they have the odd flutter on the horses, the...

Certainly not! It is a debt owed to the company and the liquidators should be paid and the money used to discharge the debts of the company. Anything else is fraud.

If you start out with an under estimate I guess 3%/4% on a single property is OK then. But if we returned 3% - 4% we'd loose the client.

Even if that is what you feel comfortable with it 50% more than the original return of about 3%.