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    Confirmed - Nationwide UK (Ireland) to Shut Down

    Different account types seem to have different closing dates. The letter relating to my Regular Saver Account states it must be closed by 29th Sept but the letter relating to my Easy Access Account states it must be closed by 13th Oct.
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    PTSB Increase Current Account Maintenance Fees for some

    On the website it does give a phone number for queries in relation to the new charges 1890 800 900 or 01 212 4076. I have the account called "permanenttsb Current". Which allowed a waiver of the quarterly fee of 12, providing you lodged at least 1500 per month. I rang them and they confirmed...
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    Tesco Ballybrack Strike

    I drove through the picket line myself late on Tuesday night. I didn't notice any abuse from the picketers but there were a load of local kids with them who started blocking my car when I left, then hitting it and shouting at me.
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    Deposits

    I don't understand what dub_nerd said but username123 is correct. However the 3.00% is a variable rate and may drop during the 12 month period.
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    Signing for Credits

    Was it a long queue or just a quick in and out?
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    Signing for Credits

    When I used to sign on monthly it was a quick in and out in a few minutes process. I have signed on for credits annually and both times I had to queue for 1-2 hours to sign on. I imagine it depends where you live. I signed on in Dun Laoghaire. The annual signing takes place over three days with...
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    DD cancellation.

    When you sign a DD mandate you are telling your bank that you give the phone provider permission to take money from your account. You can withdraw that permission at any time. You can either do this using your online banking, or by sending in a letter to your bank. You do not have to inform your...
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    3 piece suite (and other large bulk) disposal

    I second this. Last week I put my old Sofa Bed up on Adverts.ie for free. I made sure to put up multiple pictures, a good description, dimensions as both sofa and bed and anything else relevant I could think of. I got my first offer in under five minutes and by the time he came to collect it...
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    Problems with KBC - Deposit account.

    And the postwoman has just delivered a letter through my door. I have now also got a certificate of interest for an account which returned no interest in 2015.
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    Problems with KBC - Deposit account.

    I don't know but they may be obliged to send an annual certificate of interest even when none has been paid. Yesterday I received a new 2015 annual statement for one of my accounts. This was sent because the previous statement had displayed the wrong interest rate on it although the interest...
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    Problems with KBC - Deposit account.

    It sounds to me like it is the letter sending program that is messed up. It seems that all the accounts that have been mentioned are actually working correctly but KBC are sending incorrect letters. This has at least being going on since the start of the year when they failed to send the annual...
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    Problems with KBC - Deposit account.

    I don't know why, but KBC are one of the few financial institutions that operate on the basis of a year being a fixed period of 360 days. This is part of their internal procedures. When they advertise an interest rate they are required by law to show the interest rate as an AER (Annual...
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    Problems with KBC - Deposit account.

    Soylent your figure of 1616 is actually correct. Rob has a small error in his formula, he used 2.5 as the interest instead of 2.05. Also KBC use a 360 day interest period therefore the AER of 2.05 actually becomes 2.02 for calculations. 90,000*0.0202*1.5*0.59 = €1608.93 NET The reason you...
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    KBC Launch Free Current Account, 4.00% Regular Saver and 1.40% Term Deposit

    It's a bit of a gamble. I have been with KBC for a number of years and have had many of their different products. They often have published limitations on their products but their system allows you to break those rules, as you have seen for yourself. I would imagine that you would receive the 4%...
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    KBC Launch Free Current Account, 4.00% Regular Saver and 1.40% Term Deposit

    She seems to be correct about this. The below is taken from their most recent Terms & Conditions. In the section relating to the Extra Regular Saver Account (formerly known as the Flex Regular Saver Account). It clearly says that the Standing Order amount can be changed at any time as long as it...
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    KBC Launch Free Current Account, 4.00% Regular Saver and 1.40% Term Deposit

    You don't have to use it but it might be a good idea just to activate it anyway, in case you change your mind at a later stage. There is no cost now that the debit card levy has been changed to an ATM withdrawal levy instead.
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    KBC Launch Free Current Account, 4.00% Regular Saver and 1.40% Term Deposit

    A major advantage of this account over the EBS regular saver is that you can lodge up to 10K at opening time. Also the rate is one percent higher. The downside is having to lodge 2.5K in the current account. Also the 4% rate is variable. It could drop at any time whereas the EBS rate of 3% is...
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    KBC Launch Free Current Account, 4.00% Regular Saver and 1.40% Term Deposit

    https://www.kbc.ie/Our-Products/KBC-Current-Account/Current-Account/Extra The Extra Regular Saver Account is shown on the left hand side.
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    KBC Launch Free Current Account, 4.00% Regular Saver and 1.40% Term Deposit

    You should be OK, I have been doing something similar for the last 5 months. I transfer 2.5K into it on the last business day of the month. I then have two SO's set up for the first of the month, one to the regular saver and another to send the remaining 1.5K back to my external current account.
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    Opening an EBS Family Savings Account

    You have to open the account in person. You will be given online access to the account. You then have to set up a Standing Order wherever you intend to send the money from and have it send up to 1K each month to your Family Saver. You are only allowed to lodge a maximum of 1K per calendar month...
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