Search results

  1. C

    SCSB reduction for Pension Lump Sum: Impact of AVCs?

    The tax free termination benefit can be calculated by reference to the SCSB rules. Those rules dictate that if a waiver to a tax free lump sum from the employers' occupational pension scheme is not signed, the present value of that future pension lump sum comes off the SCSB amount, thereby...
  2. C

    Mortgage Protection - Policy Rate

    Does anyone know if a 5% mortgage protection interest rate is acceptable to the banks these days? Seems a bit low but the cheap premiums seem to be working off that... (Link for info on mortgage protection in key post no longer works)
  3. C

    IBF General Housing Loan Mortgage Conditions

    I note that letters of offer of mortgage from certain banks are now including a publication from the Irish Banking Federation named the "General Housing Loan Mortgage Conditions". A copy of this can be found on web here...
  4. C

    Proof of Finance - Tender

    Estate agent seeking proof of finance to accompany any bid on property. What exactly would this ordinarily entail. The purchase would be financed by a combination of savings and mortgage.
  5. C

    New Mortgage - to fix or to float

    Planning to draw down a mortgage. LTV in the 70s. Figure I'll take my chances on the variable rate. Significant premium on the fixed rate at present. I'm hoping the mortgage will be manageable enough for us to withstand a 2% rise in rates. I work for a company that has hedged a lot of its...
  6. C

    To use a mortgage broker or not to use a mortgage broker, that is the question

    As per title, simple really.
  7. C

    Insulating Sloped Roof - Ventilation Issue

    3 bed end of terrace house. Ceilings upstairs are sloped downwards at external walls. The roof slopes down in these parts as well, meaning that there is only minimal space between roof and ceiling, and the space is fairly inaccessible, except perhaps that an arm could extend down into the...
  8. C

    Getting a new oil boiler fitted - gas oil

    I have an old oil boiler with an asbestos flue running to roof level. It runs on gas oil. I was thinking about having a new oil boiler fitted, but I understand these run on kerosene. I would also much prefer to have a balanced flue rather than the asbestos eyeshore up to the roof. Has anyone...
  9. C

    Drylining

    Dry-Lining - Can anyone recommend someone they have used to get dry-lining done. I just want to do the gable wall of my house - it's an end of terrace and is freezing. I'm in Dublin 8.
Back
Top