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    Hiring goods from the UK

    I'm thinking of hiring some electronic equipment from the UK for a short period and then returning it. I've been told I will have to pay local, i.e. Irish, VAT on this but I don't know if this is on the value of the equipment or on the value of the hire contract, i.e. the value of the service...
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    Referendums on 8th of March

    So what? We have a parliamentary democracy – not rule by lawyers. If our parliamentarians cannot propose something as basic as a definition of what constitutes a ‘Family’ to the electorate, they really should hang their collective heads in shame. Leaving something as basic as this up to the...
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    Deposit guarantee

    Your deposit to the maximum of 100,000 EUR per covered institution is guaranteed by the Deposit Guarantee Scheme Deposit Guarantee Scheme Ireland , if you have deposited your money Protected Deposits (depositguarantee.ie) with a covered institution Covered Institutions | Deposit Guarantee...
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    My car was stolen and I can't get a valuation.

    This is the correct approach. Did you buy the car from a main dealer or a garage? The value of a standard car is the value such a car would have as a trade-in against an equivalent new vehicle. The garage from which you bought your car should be able to provide such a valuation.
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    Housing in Ireland: A broken system.

    In Ireland the first sales of council houses were by the Fine Gael / Labour coalition of the 1970s. It was largely a Labour policy. There was nothing neoliberal about it. Working class people were simply unable to obtain mortgages in those days, so selling council housing was the only way for...
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    Housing in Ireland: A broken system.

    This is an important point. Building new houses requires construction workers, but we currently subsidize retrofitting. Young people may not want to do these jobs, as we can always import such workers from abroad, but, assuming the number of construction workers who wish to work in Ireland is...
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    Is a secured credit card possible in Ireland?

    I don't see your problem. I've credit cards from AIB and BoI but my current a/c is with the TSB. I just applied for them.
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    Vulnerable Person who opened an account using a fake name now struggling to withdraw cash using his real name

    It’s not an allegation but a demonstration that even a quick internet search shows banks in the past did not have the well defined business processes we would expect to prevent theft of clients’ assets. So it’s a non-zero risk, and should be addressed. Essentially, it’s a matter of assessing...
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    Vulnerable Person who opened an account using a fake name now struggling to withdraw cash using his real name

    A quick internet search reveals some examples: Former Bank of Ireland employee jailed for one year for theft – The Irish Times No jail for bank official who stole €44k from AIB (irishexaminer.com) Official stole ?10,000 from bank accounts – The Irish Times
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    Vulnerable Person who opened an account using a fake name now struggling to withdraw cash using his real name

    It’s not beyond the bounds of possibility that a delinquent bank official has looted most if not all of your father’s account. The account has a different name than your father's name and is not supported by ID, has no address, etc. The bank is required to notify the account holder at his/her...
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    Hamas attack on Israel

    The term ‘illegally occupied’ used inter alia by the Irish media and the UN Secretary General gives the impression that Israel launched an attack on the West Bank. It didn’t; it was the victim of aggression in the Six-Day War, when Israel was invaded by the Kingdom of Transjordan. If there was...
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    New BOI credit card but unable to use online

    I’ve got a BoI credit card, but do not have a BoI account. When you contact BoI they should provide you with a temporary registration no (personal access code ?) to allow you to log in initially to the app. You can then set up your own PIN and authenticate your phone for SCA. I found them very...
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    Currency Protection

    When you buy e.g., a share denominated in USD you take on: (a) the risk of holding the share, i.e. the volatility in the share price between the time of purchase and the time of sale; and (b) the risk i.e. volatility of USD/EUR currency movements between the time you buy the share and the time...
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    Sniffing

    It depends on what they are sniffing.
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    Hamas attack on Israel

    As was a group of other states in territories that had previously been part of the Ottoman Empire: Syria 1946; Jordan 1946; Saudi 1948; Iraq 1932; and Lebanon 1943. Saying that after the Holocaust, the world wanted to make amends to the Jews by giving them a homeland, apart from being factually...
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    Hamas attack on Israel

    This is utterly incorrect and is typical of the propaganda that sustains Islamic terrorist groups and their antisemitic supporters. The genesis of the state of Israel lies in the dissolution of the Ottoman Empire after WW1 by the League of Nations and the establishment of a group of states...
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    Some special moments - any more out there :)

    'Early one morning, the sun was shining I was laying in bed Wondering if she'd changed it all . . . . . .'
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    Mobile phone plan for Roaming (worldwide)

    We used a Vodafone nanoSim in Australia, which we bought in the airport on arrival, and Vodafone will set it up for you. As pointed out your phone needs to be unlocked. The benefit of a physical SIM is you get an Australian phone number, which can be handy if you envisage making local calls to...
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    Velux window and front window

    Contact Velux and tell them you want an existing window replaced. Just give them the dimensions and the code that is on the frame. https://www.velux.ie/get-started/get-installation-service
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    Is the deposit guarantee a state guarantee?

    This is just another way of implying the DGS is a state guarantee. It's not. The SRB will tell the Central Bank, as the national resolution authority what to do if a significant Irish bank runs into trouble, e.g. fails or is likely to fail. And as the SRB says resolution should occur without...
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