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I will only have about 4 years in this when I am 60 and am trying to calculate how much I might get. I assume it will be actuarially reduced as pension age is 67 I think. Any easy calculators out there?

Husband has 22 vodafone shares (remember eircom) and gets 99 cent into account every so often. Are they worth anything, how do you sell them? We know nothing about shares.

Not sure if this is the right forum. House is in husbands name because it was his family home and we used his share as deposit and bought siblings out. Solicitor said we would pay tax if my name put on it but could change in s few years. Is this something we can do without solicitor. Mortgage is...

For watching TV ftom Australia

I have 7 years and could buy back 17. Decided to buy back 3 as a test run. Sent money by bank transfer in Nov. Rang them in Dec and told them what years to allocate money to. It now shows on my records and has increased my forecast. Now if only they would reply to my OH query.

Thanks

My husband has just retired. As a trade union member he paid into a life insurance scheme. The cover is 25k for him age 60 and 25k for me age 58. Cost would be 50 py for union membership and 442py for insurance. We have no other life insurance except mortgage cover. Is it worth keeping or is...

I have finally got my letter saying I can pay class 2. It says to quote your ni number. How do they know which year you are paying?

I understand these can be taken into account for the contributory pension. I am unclear if they will count towards the 520 requirement or not. Can anyone clarify please? Trying to work out the benefits.

I have posted previously but now have more details. My husband has just taken an actuarial reduced pension from a semi-state where he paid a D stamp. He is age 60 and the pension is less than the current old age pension so not very good. He hopes to gain employment and pay an A stamp. I want to...

Hubby age 60 took early retirement from Job d stamp. Pension not great so will look for job. Should he sign on for credits? Would not get jobseekers as I work.

My limited understanding is that it is integrated with the contributory state pension but am unsure of the implications. What happens if you don't have enough stamps to get the coap? Example 7 years in single pension scheme less than 20 years A stamps.

Preserved public sector pension and lump sum will be payable in 2 years. Took redundancy a few years ago and future lump sum was taken into account for taxation ie SCSB minus net present value at that time of future lump sum. I presume that my lump sum which will have increased with salary...

Just trying to maximise my pension entitlements. I intend to retire at 60 in 2025 when I get a preserved public sector pension. I will have 419 A rate contributions at that stage. (If I did manage to get anything it would be a reduced rate one as would not have the 48 average). Unsure of how the...

Does anyone have a copy of this or insight into the actuarial reduction if retiring early? I thought I read somewhere about the actuarial calculations changing after a labour court agreement in Feb 2023 but can't get any information.

We are planning to retire to Australia in 2 years time age 60 and 62. As it will be a temporary visa pending permanent we are reluctant to sell our house and would rent it out. We have one son who will inherit and he lives in Australia. If we died would he have to pay tax if we still had the...

Can anyone advise of the process and costs please? House was mother's, bought out sibling using share as deposit and mortgage. Mortgage in both names house in one name due to tax. Was told to wait a few years and then change.

Friend is still waiting for her pension and lump sum months after retiring. Another friend is still waiting on the increase backdated to Feb 2022 that staff got before christmas. What recourse do they have?

Revolut are looking for my PPS number. Do I have to give it?

Has anyone purchased a refurbished phone? Would love to get a Samsung flip but put of my reach to buy new. I can get a refurbished one for about 500 with a years guarantee.