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  1. C

    Stove to replace current open fire place.

    Thanks for the replies guys!! What about in the future, is it possible the government could ban all burning of solid fuel and render the stove useless?
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    Upgrading double glazing windows.

    The more expensive quote is stating a u-value of 1.3 for double and 1.0 for triple!!
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    Stove to replace current open fire place.

    Hi there......we have a open fire place in sitting room and when not in use is plugged with a bag of insulation to keep the draight out. So was thinking of a wood burning stove, nothing too big just to heat the room when needed and to keep the draught out. Thoughts would be great.
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    Should I fix the deposit rate for one year?

    Thanks for the advice much appreciated.
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    Should I fix the deposit rate for one year?

    at the mo we are with KBC and there standard fixed rate is 0.10%
  6. C

    Should I fix the deposit rate for one year?

    no experience with those guys.......any feedback on them?
  7. C

    Should I fix the deposit rate for one year?

    With rates nearly zero is it worth fixing a new matured fixed rate account for another year? only advantage I see is if rates go below zero the can't charge you for keeping your money for the year anyway. thank you in advance.
  8. C

    Starting new pension

    Thanks for your replies Kevin.......do you advise going through a middle man like a bank or go straight to a pension provider?
  9. C

    Starting new pension

    Thank you for your reply........can you clarify this for me. Sorry if this sounds daft but If i was to put say 1k a month into a deposit account for the next 20 years would i not be better off then putting it into a pension where I could lose all or part of it ?
  10. C

    Starting new pension

    Thank you.....would'nt have a clue to be honest....if you could explain the two if would be great.
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    Starting new pension

    Thanks Kevin.
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    Starting new pension

    Thank you in advance. Single 45 years old. Self Employed. Mortgage Free. Some cash on deposit. Old Irish Life consenous pension from previous employer from 10 years ago current value approx 50k. Based on the above I would appreciated some advice on starting a new pension. any further info you...
  13. C

    Pay off Mortgage

    In the light of what is happening in Italy which will make the Greek crisis look light a walk in the park for the Euro, would it be a good idea to clear my debt?? approx 25k remaining. thank you.
  14. C

    40k for investment. Prize bonds?

    You could set up a few regular saver accounts and drip feed 1k every month into each. EBS are paying 3% at mo.
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    Qualify for Carers Allowance.

    Hi there I have moved back home to care for my elderly parent!! I am self employed and my job is in software so i can work from home and keep within the 15 hour limit for the Carers Allowance. I have my own property rented out with a monthly income and have savings of 90K. Is it worth while...
  16. C

    Post office savings

    Hi guys.. My elderly parent wants to put 30K into the post office savings bonds and add myself as a joint holder. Whats the implications for this type of scenario? tax and if one of us dies. Thank you in advance.
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    Revenue Online Service

    Up to now my accountant has been filling my tax return online using ROS. I would like to access my ROS account myself and have attempted to register. I am stuck at Step 1 applying for my RAN, am I right selecting "income tax" for tax type? and where do i get my Regn. No./ Id No? Should my...
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    Sign over of house and land, the implications

    Wouldn't be too sure but at a fair guess the land and house would be approx 300k... about 15 acres of land.
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    Pay off investment mortgage?

    Thanks for your reply Brendan no I doin't need the 30k as I have other savings. going by the replies I got so far it looks like paying it off would be the best option at the end of the day!!
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    Pay off investment mortgage?

    Some advice most welcome.... Rented property with outstanding mortgage of 30k at a rate of 3.6% variable, current rental income €900 per month. Should i pay of this mortgage altogether?? I have 30k sitting in the bank only making 1%. Or should I continue to claim 75% of the loan interest paid...
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