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  1. M

    Health Insurance 20% shortfall on specified orthopaedic procedures.

    I can just give you information on the Mater Private. A family member had to pay the 10% shortfall. It cost approximately €300 per night for 2 days stay for 2 admissions for cancer treatment. So a total of around €1200 for 4 nights stay. This was in September 2020.
  2. M

    Christmas Voucher for restaurant.

    It was bought online on Ryanair’s website which as I understand is governed by Irish Law. This is part of the reply I received from Ryanair:
  3. M

    Christmas Voucher for restaurant.

    I have a gift voucher for Ryanair which was bought on the 23rd Dec.2019. It states on it valid for one year. As I didn’t get to use it during 2019 I emailed Ryanair quoting the 5 year law and they have told me there is nothing they can do to change it. I have referred it to CCPC. They will look...
  4. M

    Contributory Pension Adult Dependant Means Test

    Black Sheep Wonder would you have any link to info re your guidelines of 57,500 been disregarded for qualified adult dependent allowance for old age contributory pension. I have a friend who qualifies for this allowance at the moment but she has a private due to mature shortly and is wondering...
  5. M

    Asian Guy Claiming he is from Eircom/Microsoft/Windows

    I got the same call this morning. I asked him where was he calling from and he said London. I then ask for the exact address and he said Main Street, London!!!
  6. M

    If you are insured with Setanta Insurance

    I am only passing on the info I was given by this company (Aviva). They have our driver's licence's numbers so that is covered. I told them my problem re my no claims bonus cert from Setanta. The agent check with her supervisor and came back with the info I stated above. I do not wish to mislead...
  7. M

    If you are insured with Setanta Insurance

    Just a note on this re no claims bonus cert. I have a competitive quote online with another company and they tell me if I take out my insurance online with them I won't need a cert as it is a paperless transaction and I spoke to them on the phone and all calls are recorded so it sounds like I...
  8. M

    If you are insured with Setanta Insurance

    This from someone on Journel.ie: "I only took out my policy with them (through a broker) six weeks ago. €550 gone just like that. Broker says I need new insurance immediately but I just can’t come up with another €600 that quickly. Very very upset. (I realise I’m hardly a big customer for...
  9. M

    If you are insured with Setanta Insurance

    Thanks Brendan. If your are confused about it - what chance has a Joe Soap like me have? Again isn't this where the broker should have warned their customers especially those that sold Setanta insurance up to a few weeks ago.
  10. M

    If you are insured with Setanta Insurance

    Brendan, The bottom of my cert says:"Setanta Insurance Company is authorised by Malta Financial Services Authority in Malta and is regulated by the Central Bank of Ireland for conduct of business rules". Not "Regulated in Malta"? To the ordinary Joe Soap I think that would mean as been...
  11. M

    If you are insured with Setanta Insurance

    How many people read the small print on everything they buy? In my case my broker recommended them to me and they providedthe cover I needed at the time.. If I had bought my insurance online I would blame myself but shouldn't brokers point out these things to their customers. I understand...
  12. M

    If you are insured with Setanta Insurance

    I have lost 8 months of insurance by Setanta going bust. The only reason I insured with them was I wanted to have open driving on my car and this is difficult to get with other companies. I paid €560 for my insurance so not a cheapy in my opinion. I now have a quote from Aviva for approx €50...
  13. M

    If you are insured with Setanta Insurance

    I would like to know this too. I am insured with Setanta through a broker. I wonder now why my broker recommended a company to me that isn't covered by Irish law. Have I any comeback from my broker?
  14. M

    Key Post Tax relief for medical and dental expenses

    You will need to fill out a Med 2 form for dental work done. My dentist in Newry filled it out for me for. She actual had the form there.
  15. M

    LPT: We've received no notification yet 17/4/2013

    Something ye might note is if you are registered with ROS your notice would have been sent there instead off by post.
  16. M

    What colour to paint my kitchen?

    May I suggest two colours to you. I recently built on a new kitchen which gives me a space of living room,dining room and kitchen. I used a Colourtrend paint on the kitchen and diningroom called Linen Basket (which is a very light green) and I used a colour called Nude Bisque (again Colourtrend)...
  17. M

    can you take knitting needles in hand luggage.

    I know someone who used the wooden part to hold their hair up and then knit all the way to the USA.
  18. M

    Will Bank lend to finish a house?

    Would it be the norm for the estate agent to give this information? Just asking because my sister is looking at a house at the moment that a bank is selling but the estate agent won't tell her which bank it is.
  19. M

    Revenue to target pensioners on higher incomes

    I wouldn't bank on it as it seems to me that different sections within revenue aren't talking to each other. As you can see in my post on page 2 - my relative files a yearly tax return every year and includes his OAP in this return for the last 4 years and has paid income tax on same. Yet he...
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