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It took them a few years to catch up but the Irish Times seems to agree with you today. :)

Well, it's almost four years later and just in case there's anyone still around who might be interested in an update, I thought I'd pop in here again. Needless to say, my stretching too much to pay off the final bit of debt was a step too far and it took me a few months more than that to...

If she'll be travelling within the EU the EHIC would probably cover most of what she needs, wouldn't it? I would just make sure she checks the requirements in the countries she visits to make sure she doesn't need to have insurance there if she is resident (even temporarily). In Germany, for...

I've come across this many times (in work) and haven't heard that there had been any changes so am surprised by what elcato say. As far as I know it's the same with all airlines - if you don't take the outgoing flight the return is automatically cancelled. The only way around it is to change the...

Interesting. Thanks for that. Although it's kind of disappointing that only cold calls trying to sell you something are covered by the legislation because, to be honest, any cold calls are kind of annoying (to me). I sent off an email to ComReg yesterday querying the situation anyway. If they...

Resurrecting an old thread as it's close to what I want to ask about. I had never heard of those random dialling programs before but just got a phone call from someone claiming to be from Millward Brown and wanting to speak to the males of the house for the survey. I asked how she had gotten...

Here's a link to previous discussion on the topic: Opening an Account with Deutsche Bank in Germany

Stop using it. ;) Not being facetious - I gave up the shampoo habit nearly eight years ago and it's one of the best things I ever did. I just wash my hair with water and use a small amount of cider vinegar in water as conditioner 'cos the water here is very hard. When I was still living in...

In the spirit of the second sentence here, I'd say change the first sentence to "write to them and ask them straight out for a definitive list of what they require". When you write to them, setting them a (reasonable) deadline for providing that list would probably be a good idea, too. I...

She may also have to pay a fee for lodging a foreign cheque. I don't even bother trying here in Germany anymore - had a couple of similar cheques when I first moved here but it was costing something like €20 just to lodge them (if I recall correctly that was a cheque for around €2,000. I don't...

I'm undecided about to what extent I would consider access to high-speed internet a right although if I was forced to choose today, I'd be more inclined to say it is than not. I thought I'd do a bit more reading as I vaguely remember reading something about internet access being one of the items...

From what I read in the article, though, what, if any, payment will be expected has not been decided on While the infrastructure might be put in place "free of charge" (paid for via taxes/by the taxpayer), I can't see the provision of the service being always provided free of charge...

This topic was covered in another thread recently. See "Implications of being unemployed for a while", especially post #11.

The main thing to take into consideration, I think, is that if you take a policy with a high excess, you need to make sure that you have access to the amount of that excess in case of emergencies. So, if your excess is 500 (is that per day of hospital stay or in total per visit or total per...

That's possible but it would still have to be done with the customer's consent, wouldn't it? And given that it was in his interest (as he wanted to take the payment break) then I'm sure he would have had no problem in going in to the back again to sign a new agreement.

I'd be very, very careful of adopting this as a strategy - in my opinion, and in my experience, "if you thought you could control your credit card" just isn't enough. Yes, credit cards can be a useful tool in managing your finances. However, if you've gotten into difficulties using one before...

Oh yeah, that one's always a killer. You can do something about that right now, actually. Go and find every single menu and leaflet for takeaways you have lying around the place and throw them all out. Whenever you get more, put them straight in the bin. You might know the phone numbers and even...

If my quick sum was correct all that you have listed adds up to just about 3,050 per month. So the first question is where's the other 650 going? You mention also saving 200 per month so now, where's the other 450 going? If you haven't already (both of you) kept a spending diary, start one...

Personally, I also think an emergency fund is a good idea as a starting place. You might also find it interesting to read the Mr. Money Mustache and Early Retirement Extreme websites. You'll then need a dose of "this will/won't work in Ireland/EU" - but AAM is great for that so you've...

This thread is really the exact opposite of what you're asking but there's a recommendation further down and knowing who to avoid probably isn't a bad thing either. :) Selling Shares - Beware of ComputerShare