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    Key Post Which bank makes it easiest to open a new current account?

    Quick Update, I received my new BOI IBAN the same evening I applied to open the current account. Very surprised and happy with this efficiency.
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    Key Post Which bank makes it easiest to open a new current account?

    I was previously an AIB customer before I moved to KBC. When I tried opening an acocunt through the AIB app I was told as I was previously a customer I could not open via the app and had to go to a branch in person. So I tried ringing the branch a couple of dozen times and it was never answered...
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    ETF Portfolio

    But better than the existing Bond ETF I have?
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    ETF Portfolio

    Can anyone recommend a suitable REIT etf (to replace the bond etf) which is US domiciled please?
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    ETF Portfolio

    thanks. food for thought.
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    How to motivate borrowers to switch to a lower rate with their existing bank?

    I recently got my house valued and went KBC to ask for a lower LTV rate. I got my rate reduced from 4.0% to 3.1%. My LTV was less than 50%. Savings of eur160 per month.
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    Degiro Technical Problems

    Here here. Just bought us domiciled etf's myself due to this. Would be insanity to go anywhere near euro domiciled etf's.
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    ETF Portfolio

    2 grand in total. Will add to it in time.
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    Cryptocurrency buying online Which company.

    I used Irish company bitcove.ie twice recently to buy BTC. Then I changed the BTC for Eth using bitstamp.net.
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    Central Bank conference on ETFs - 29th November, Dublin

    Hopefully it might lead to the government introducing a sensible tax regime for EUR domiciled ETF's.
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    ETF Portfolio

    Hi, I opened an account with Degiro to create a lazy portfolio for long term hold. Due to the ridiculous tax implications of holding eur domiciled etfs I specifically bought US domiciled Vanguard ETF's. These etfs must distribute dividends but I can live with that as any gains (excl dividends...
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    Degiro Technical Problems

    Worked ok for me today. I bought some Vanguard US domiciled etfs
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    Why would a House sell for less than half market value?

    A house near us sold recently without ever erecting a For Sale sign. There was no advertising at all. It just appeared on property price register as sold. It said "Not Full Market Price:NO". However the quoted selling price is less than half the actual market value of these houses. Unless this...
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    Capital Gains Calc on sale of property

    **posted in other forum earlier but prob belongs here** Hello, I would be very grateful if someone could let me know whether I am on the right track here please. My mother bought an apartment in 1997 and lived in it till 2007, it was then rented out and still is. If she were to sell now would...
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    Capital Gains Calculation

    Hello, I would be very grateful if someone could let me know whether I am on the right track here please. My mother bought an apartment in 1997 and lived in it till 2007, it was then rented out and still is. If she were to sell now would these figures roughly hold up? Possible sale price =...
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    Tax treatment when selling a rental property

    All that is upto date and paid up. Would it matter that we have not lived in it ourselves for a number of years?
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    Tax treatment when selling a rental property

    Hello, myself and my wife bought an apartment in 2005. Then in 2010 we needed more space because we started a family. We were lucky enough to get a mortgage and the bank allowed us to keep the apartment. We then bought a house and rented out the apartment. My question is will the fact that the...
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    Tax liability when selling property for less than purchase price?

    Hello, my now wife and I bought an apartment in 2005. Then in 2010 we had children and needed more space so we rented the apartment and bought a house. my question is this, if we sold the apartment now (after 10 years of paying down mort) for less than we paid for it would we have any tax...
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    Key Post Should I fix my rate to escape the very high variable rates?

    I agree Brendan. It's with a downturned mouth that I will fix but I find it very hard to believe the banks will reduce variables below 3.9% in the next 2 years (let alone to 2.5%). I would prefer to sign up to an appropriate 1 year fixed rate if it was available but its not. Unfortunately we are...
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    Key Post Should I fix my rate to escape the very high variable rates?

    With all the anti-fixing talk I am interested to hear opinions on my situation. I was paying 4.5% with KBC up until recently when I opened a current acc with them and received a 0.2% discount bringing my mort rate to 4.3. Now, if I fix for 2 years I will be paying 3.9% (4.1% 2 yr fixed rate...
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