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    Central Bank's comments on the Prevailing Rate cases specifically

    That's just self-serving nonsense. The CBI isn't capable of ignoring contractual entitlements nor making up rules retrospectively. Every single case is based on the contracts at the time, and upon the relevant Bank giving the customer appropriate pros & cons for changing the contract. If a...
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    Key Post IT Contractor - Company Director - Mortage Success!

    I'm happy to be helpful, I've gotten lots of tips of the site over the years, gotta give back a little too. As for pension, I am in my early 40s, but mortgage is only 23 year term so it will be paid off by the time I get to retire. It was either EBS and Ptsb who clearly wanted the pension to...
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    Key Post IT Contractor - Company Director - Mortage Success!

    Hi all I'm picking up keys today for my house and I just thought I'd brief my fellow IT contractors on the road to success. Scenario - I have my own limited company, my spouse is studying and taking a salary from the company, as well as my own salary. I have been contracting for over a decade...
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    Working as a contractor Vs Working as an employee

    1. As a contractor, you must calculate your yearly salary over a reduced number of days. 210 days is a common figure. This is because you don't get paid holidays, weekends, public holidays or sick days. This is why contractors get a premium, as well as because there's little job security...
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    Trying to prioritize the order of things moving to Ireland from the UK (over 65s)

    With regards to opening a new bank account; you will need to prove your identity AND address to the bank - required by law. It is getting harder and harder to do this. You will need your passport for proof of identity. As for the proof of address, this varies from bank to bank. Bank of...
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    Late payment of motoring fine. Can court be avoided by paying now?

    1. She should be able to pay the fine but she won't be able to stop the summons 2. On the court day, just turn up and tell the judge the fine was paid late for whatever reason, apologies all round. Case dismissed. My dad recently retired as a traffic warden, most cases that got to court ended...
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    Unemployment better than working

    I worked for 2 years on €35k in a job I hated. Married with one child. Was made redundant (no payoff) and was not eligible for JB. Was shocked to find that SWA + Rent Allowance got me to within €10 per week of my working salary. And at that, I was ashamed to apply for a a medical card - BIG...
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    Single White Line in the centre of the road V's double white line.

    As always, the safety of people is paramount. If it is necessary to cross the white line to avoid injury to another person, then you must do so. However, like hurting someone in self-defence, this will probably end up in court for a judge to decide if it was necessary or not.
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    Parking ticket & summons for parking in a loading bay

    My dad's recently retired after many years as a traffic warden in a largish town. The judge will consider all circumstances and whether the ticket was issued fairly. I think you have a good chance, however isn't the fine a lot bigger if you go to court? My dad frequently had to attend court...
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    Financial mess

    Hi Peabody, You're not entitled to Jobseekers Benefit and many of the PRSI benefits (dental, eye checks etc.) But seeing as how the public health system is in bits, that's not such a great loss... You are entitled to Jobseekers Allowance (this is what I was on when temporarily on the dole)...
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    Financial mess

    Hi Peabody. Firstly, unless you have some income you aren't telling us about, you are entitled to Social Welfare - everyone is. Speak to your Community Welfare Officer. He should be able to help you get some income going. You need to apply for Jobseekers Allowance and all that stuff...
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    Legal protection for train timetables (e.g. copyright protection)

    Facts can't be copyrighted. The actual timetable, as an expression of a fact, can be copyrighted, so you can't, for example, reproduce the timetable on another website. But you can extract the data you want and publish it yourself. AFAIK. Ryanair do not rely on copyright when they sue "screen...
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    Understanding taxable expense - travel

    Hi Mandelbrot; I don't often disagree with what you say here on boards as you usually give excellent advice and you may well be right on this one too, but quoting the second paragraph there; "where occasional business journeys outside the normal pattern are made" Of course, it's arguable what...
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    Reclaiming tax when emigrating

    Form P50 is what you're looking for. Easy enough to complete.
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    Understanding taxable expense - travel

    Hi whytis, To count as a business expense, the travel must be for business purposes. This specifically excludes travelling to and from your normal office - this is just commuting. So travelling here and there to meet clients is a valid business expense. As is any meals, accomodation...
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    self employed - termination of contract

    "he did IT job beside his duties, without extra pay" Hmm bit of a grey area there then. A job isn't just what's in the job description, it's what the person actually does day to day. So a Rights Commissioner might take the view that your husband's redundency is invalid because whilst "Part A"...
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    Advice Re Rent Relief

    From the attached revenue page; Where Rent Relief is being claimed in respect of rent paid by a child to their parent, the parent will not qualify for the Rent-a Room exemption and will be required to declare their Rental Income to Revenue at the end of the year...
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    Dealing with company in receivership, but trading normally.

    Maybe you could agree a reasonable fee upfront and milestones upon which you will receive further payment. Finally a lump sum.
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    self employed - termination of contract

    Unless there is a notice period (there is in mine, for example), then it's a simple fixed term contract. I would not consider training permament staff to be part of my duties under my contract unless it was so specified. Finally your husband's client cannot hire someone to replace your husband...
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    Expenses query re. travel.

    I think you should be ok claiming travel and subsistance, but speak with an accountant first. My accountant says that this is one area where Revenue have really tightened up on the rules and compliance in the last few years.
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