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Hi What would happen to my home, if my other half went bankrupt, I am the sole owner, he is not on the title, can they still take from the equity even though hes not the property owner? we are married. Thanks in advance

Yes, very true, I can see where oirish is coming from though, its all too late once youve handed that loot over, get reccomendation or qualified tied up to a good place as he said. My hubby being in the trade too, has always got work by word of mouth, apart from when he first started up, never...

Yes, does look nice, heres one, that was done in different sizes, leading up to some steps, very popular in the UK, is it just catching on in Ireland then? [broken link removed] [broken link removed]

I find this subject funny, I have had one for yrs, never thought about asking how to clean it, just use your kitchen cleaner with a damp scourer, does the trick, never taken off any non stick yet, its simple to clean, and best cleaned cold.

My husband Always completes a job, before asking for any money, only when the job is larger than average, will he ask for an upfront deposit, remember though, mutual trust, can work on both sides;)

I would Like to say, that MBNA, are not as good as you think, we had loads of them a coupla yrs back, they just kept throwing more and more credit at us, ok, its might sound nice, but, look, it can, get you in trouble, we were lucky, but it isnt natural to have a 30k card issued with credit, I...

im no expert in this field, but I was told, that in Southern Ireland, they use a completely different credit reference agency, than UK, experien and equafax, I think they use in UK, what do they use here? Sorry may of spelt it wrong.

Thanking you kindly :)

Sorry for sounding silly, but what does PTSB stand for:confused:

You could do, but I dont think, that would work with a tradesman, they have to cover their fuel, paper work, ink etc, time to pay an accountant, wear n tear on vehicle, etc, I can go on, but I wont, if your talking lawns, hedges, best to look for a large outfit, that does regular garden...

What Are your views on ponds, and water features, I just love them, I dont have kids though, but to me a garden without running water, is a dead one, even lakes in a large garden setting looks nice;)

I am the same, hate gravel, it looks ok, on country cottages, with thatched roofs, but I much prefer to see paving, a little work now and then, and you got a good firm driveway, and looks nice too.

Hi Prefer our slabs laid on a concrete raft, then 5 dots, easier to get your levels correct, this way you get a better job, also if you ever wanted to change your slabs in some yrs to come as we do get fed up with same ones, all you need to do is take up the slabs, then replace them, no...

Hi I would say thats a little on the high side, going by the price of slabs, then there is sand and cement, time allowed to do the job, at least 1500 over. Get 2 more quotes, always best to get 3, then you can compare, but dont always pick the cheapest, middle man, and based on what they tell...

Re: Driveway advice Yep Thats it, are you a tradesman then? I pass info on, going by 20 years of being married to one;) but then, its difficult to price a job, without seeing it, because it depends on the base, some need a lot of digging out, to make the ground level first, as I said...

Re: Driveway advice [broken link removed] Hi Sueellen Yes, it takes a bit of time, but it works the same, in that it seals when its exposed to moisture it swells up, but you have to put it in when it’s a dry day, if you have a very large area, probably best to hire someone, you know of etc...

Re: Driveway advice Hi sueellen You can buy some kilm sand from the builders merchants( burnt sand) to replace the joints again, use a large brush to sweep it into the joints, but only do this on a dry day, we also use PATH CLEAR, for our brick paving, kills weeds and is not harmful to...

Re: Driveway advice Yes, There is a wrong way and the correct way of getting the base correct, advisable to have at least 4-6 inches of hardcore laid, with crushed limestone, and the compacted sand, wacked down hard with a wacker plate first;) before laying any paving, the trouble with a...

Re: Driveway advice Yes, if your just selling it on then no, its not cheap, but if you want to make it look nice and make good use of it I would recommend, and it does improve the value to a property, well, it did in UK, all I can say, people like to see nice driveways, clean, showing how...