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Thanks for spotting that error on my part mercman. Granted, at best we can only make a prediction on how a particular investment fund is going to perform and even so such a prediction could be viewed as a pointless exercise given the way Funds and markets have behaved and performed over the...

Just to point out also Hopeful10 you need to consider also that you will not be liable for DIRT tax on the BOI Smart funds up to the point where you would at least be re-couping your initial investment of 30k. On the other hand if you were to encash now and realize a 6k loss you cannot roll over...

Being quite honest I would not get overly worried about this. I drove a 1999 1.6 vectra for three years and I always found the fuel consumption to be reasonable enough. I worked out at one stage that I was getting very close to 40mpg. Before the vectra I drove a 1.3 litre corolla hatchback and...

To a certain extent I do see your point to a certain extent Buddyg but having said that €1293 is a hell of a lot of loot to shell out for motor tax whichever way you look at it and I don't see why its any wonder it puts so many people off. Also though chances are a car costing that kind of money...

Just to clarify pator and as per Protocol's assumption the 105k figure I quoted includes the money which I have contributed to the Evergreen Fund. This encashment value of my Evergreen Fund is now 26k but I have invested 34k in it. So my savings would now total about 113k if the value of that...

Thanks burmo. I do think as you mention that people who had little when they were young appreciate the value of money much better alright. In general I do feel that people of our generation who are struggling to pay for the beemer, round the world trip or massive credit card bill are those who...

Sorry for slow response to your question Protocol, wasn't online with a few days. That figure I quoted would be pretty much my own personal savings and any interest/ dividends from bank/ credit union accounts. I have not received any inheritance in my life thus far. To be fair my parents are...

Would just like to add also that "the average industrial wage" is a figure I would be highly sceptial of and would not attach too much significance to. Would it be more realistic to use the median figure as oppossed to mean. Also average industrial wage does not take into account th many people...

Speaking from my own point of view and I am 28 year old male and have approx 105k Euro saved give or take a few hundred. My savings would be somewhat higher apart from the fact I have contributed approx 34k to a BOI Life Fund and over the past 18 months or so it has taken a serious hit and has a...

I see your point Deas and thanks. As I say it was not an easy decision to make or one I took lightly. I have given consideration to the fact that less experienced colleagues may be promoted ahead of me but I hope it will not come to this, even though I have not ruled it out.

Thanks Gervan and sorry to hear your story. I can see your point. It gets to a point where you say to yourself why do I bother. I do like the work and get on very well with the very most of my colleagues but the whole event has being very offputting. I am on a salary and many evenings have...

That is a point worth noting Complainer and thanks. It is an aspect I did not even think of or consider when making my decision but well worth bearing in mind. I laid my cards on the table and provided assurances to make every attempt to advance myself and increase my knowledge and contribution...

Thanks Importer, I'm hoping you will be proved correct! It is a pretty professional organisation but office politics and cronyism are rife all the same.

Thanks Complainer. I assume you mean from negotiating with a client point of view? As it stands it is unlikely that I would be involved in such negotiations even if I progressed along my career path and up through the ranks as expected but it is an interesting point. Having said that also there...

Folks just to provide ye with an update I had to make a final decision today as the submissions needed to be sent to the Dublin branch before COB today. In the end I decided to decline the promotion. This goes against the grain of much of the advice in the (many of the posts which I am only...

Many thanks for your response Complainer. It is a really tough one to call. I would really like to be progressing and fell I should be. Furthermore I am practically doing the same work at the moment as people at the level I would be promoted to. No doubt I would be taking on that extra bit of...

Hi folks, Any assistance on the following is much appreciated. I work in the sizeable international financial corporation which has an office in Dublin and also an office outside the capital where I work. Although the company has being hit by the worldwide recession it has not being severley...

The claim occurred in his second year of driving as I previously outlined. I strongly disagree with you there on your thinking. Firstly the case did go to court and he was done for dangerous driving. That insurance policy should have being loaded after that accident as his blatant negligence...

annet I know for a fact that much of what you have outlined above is absolutely unfounded and incorrect.

Discomfort which I have in my neck. Will be doing so tomorrow. Will keep you posted annet Agreed. If somebody is straight with me then I'll be straight with them but if not well.... Thats where you you might find that you are incorrect. Certain injuries such as injures to soft tissue...