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You can put up a "Notice of Correction" on your CCR advising the reason for the late payment to the credit card. Any Lenders assessing new credit for you will be able to see your note.

for people that cannot get life cover. Some jobs have death in service benefit. If you have it mention this to the lender if your requesting the life cover to be waived it will give the lender additional comfort when they are making their decision to waiver the life cover.

ask your solicitor to contact the bank to see if they will extend your current letter of offer by 3 months.

excellent advise from brendan you should do what brendan has suggested.

stayed in the night hotel. Right beside Time Square. With 2 cool Irish bars across from it. Cost for 4 nights was about $700 including taxes. Yellow cab from jfk i think was $39 or $49.

why not ask them to turn it into a loan. You pay less interest on a loan and you have a set start date and an end date.

Not sure if vhi plan B will cover you. However you can claim tax back at the end of the year, you need to send in a a MED 2 form & your final payslip for the year end.

Not sure if this will work, you should get onto your credit card company & see if they will do a charge back.

Re: Cashing check with two names on it. Wow must be a huge amount if you wrote a cheque come on tell us how much was it?

I'd say both cards are now revoked at this stage, so cutting them up wont make a difference. Now would be a good time to tackle all her outstanding debt. She probably has an overdraft on her account? Mobile phone bill? And a loan on her car? Or did she buy the car with her credit card? BOI...

because MBNA would give a credit card to a 4 year old if they could get away with it.

Thats what I was gonna say but I didnt want to string you along!

You cant do a balance transfer to a new credit card company & keep the old card. The old card is closed once the transfer is complete. You will get 0% interest on the balance transfer any new purchase will be @ the normal credit card rate. Be very wary of MBNA's hidden charges. You sould contact...

Its not set off, its "Off Set"

BANK VERSUS THE BROKER Iv had a look at all the posts so far. I’m going to pick a few comments from some of them but not mention directly from which ones, however you know who you are!! Just to be clear I’m in favour of applying directly to the bank for your mortgage & not going to a broker...

A bank wont take your house as security against an overdraft on a business account unless its a pup/bar & you live over it.

If she has a bank account in Ireland & has her ATM card with her in the U.S just lodge the 800 or the euro amount to her account & she can withdraw via the ATM

Yes you can buy a draft with your cr/card however will be seen as a cash advance. Better off applying for a Temp. overdraft for a few days

I wouldn’t bother with a broker your better off applying directly with the bank

How do you have all your finance with BOI if you have a TSB loan?