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Yes, bank will give me a mortgage. It is only a small mortgage but to sell up and start again I would not qualify for a larger mortgage to buy somewhere else. Problem is my ex does not want me to take it over as no equity in it at the moment for him to gain anything and he thinks he will gain...

Yes, the bank would allow me to take over as its only a small mortgage needed. What we would sell for would just about pay off the mortgage so if I was to buy him out with no equity in house how much would be reasonable and would this be a practical way to sort it out? As far as maintenance...

Was planning on going to solicitor, just putting off because of the costs I suppose. I will make an appointment for a consultation but would like an idea of what is best before I go there. Was just looking for idea of what would happen in this case, even if I wait for divorce would a judge...

ex on mortgage No, he not paying anything.

Hi, just seperated with 3 kids and want to stay in family home. We have paid off about 30,000 on the mortgage since we bought it in 2004. If we sold we would probably get enough to just pay off what is left at a push but I would rather stay there with kids as its their home and I am also...

Hi, I am going to build an extension to the back of my house. It will be small, 22 sq m - Small dining room with utility/wc. It will have double patio door out to garden with probably 3 long windows all on one side and the rest will be brick walls with standard roof. I wont need planning...

Hi, would someone with heart disease and on a lot of medication who has just had triple heart bypass surgery be granted Invalidity Pension? I know its quite hard to qualify, so just wondering what illnesses usually qualify. Thanks.

VTOS - Illness beneit v JB Thanks Gipimann, so am I right in thinking that between now and my course starting I must apply for other jobs and attend any interviews that Social Welfare ask me to attend? Also, theres no point in showing Social welfare my acceptance letter for VTOS as I still need...

Also wondering if I am on JB and have a letter accepting me on VTOS but not starting until September will I carry on recieving JB if I show them this letter the next day I need to sign on? Just in case they are sending me on job interviews or looking for proof of job hunting, would like to say...

Hi, I am hoping to start a VTOS course in September and am currently on Illness benefit following surgery. I will most likely be fit for work around September but just need to check if I need to switch to JB sooner before I start VTOS. My understanding is if I go from Illness benefit onto VTOS...

Hi, I am applying for a job which I need to complete a pre-printed applicaton form. It would not be as detailed a my CV as there is minimum space for job descriptions/duties. So, I am wondering would it be expected to also send a cover note where I could ellaborate on my skills for the job...

RIP Welfarite....So sad to hear and condolences to your family and friends...u were such a tremendous help to everybody on AAM.

Parental Leave Yes, there is another employee who takes one day a week off at mo and who will probably end up taking the full 14 weeks by year end. There is no one else taking a few hours a week like what I am hoping to do. There is no policy document either, our employee handbook just states...

Hi, I am back to work full-time, now with 2 kids and was wondering if I could cut my hours from 40 per week to 37 hours per week. Can't afford to cut anymore but those 3 hours would make all the difference to spending more time with the kids. If I take the unpaid parental leave this will only...

Travel Insurance I priced loads this year and found multitrip.com the cheapest!! And that was for a single trip to Europe, not multi or annual.

Villa Have used both those sites to book villa's in Spain and Lanzarote and never had any problems. Both say how long the renter is advertising so maybe you could look at that, if you are unsure then safest renters will be with the site a couple of years or more. Never seen any reviews of...

Salou Hi, we went last month and used suntransfers.co.uk for pickup and return. We also had early flight for 7am. Cost us 70euro all in return for 6 of us. That was a private transfer so no going round picking up other guests which was great.

Job assist Your husband can download the forms online for job assist. Once the job is for 30 hours plus per week and the employer declares that it has the potential to last 6 months or more then he is entitled to claim the credit plus extra for any kids. The credit will only be allocated to...

Maternity Benefit Thats great info. Thanks so much. All much clearer now and I will apply for FIS and see what happens. Looks like we would get €30 a week extra from FIS so €120 per month to help with mortgage is a big big help. Thanks again!!

Maternity Benefit & JSA means test Had a deeper look at welfare sites and think hubby should apply for JSA when I recieve Maternity Benefit. It does say if I receive a social welfare payment means are halved. I am able to work out my husbands assessable means which is income from work (220)...