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  1. 7

    At what point does a tracker become more expensive?

    Im not clear on how you would buy the 2nd "substantially cheaper" property? If you sell the original property for half the value of the mortgage (for arguments sake lets say you sold the house for 150k with a 300k mortgage) what do you buy the 2nd property with? You owe the bank 150k, so...
  2. 7

    Travel Booking help - Rome or Paris

    http://www.hotelpantheon.com/ Rome, very central....wife and I absolutely loved it :-)
  3. 7

    Referendum a golden opportunity for debt forgiveness

    On Fireflys original post....it appears Brian Hayes is in agreement http://www.examiner.ie/ireland/minister-no-eu-yes-vote-without-debt-deal-177717.html but An Tanaiste is not..... http://www.thejournal.ie/better-deal-for-ireland-if-we-pass-eu-referendum-government-says-maybe-308111-Dec2011/
  4. 7

    Referendum a golden opportunity for debt forgiveness

    Yes, we sure did borrow the money and I have no doubt that those that can will pay it back, and I am certanly not suggesting debt forgiveness on individual commitments. You say , really? We shouldnt hold institutions accountable for lending practices such as 100% mortgages preapproved by...
  5. 7

    Referendum a golden opportunity for debt forgiveness

    Hi Brendan, Agree that the largest part of our debt is the Budget deficit we ran up. However, when stamp duty was flowing in to the Government coffers, driven by the massive amounts of money pumped into the building trade by European Banks, there was no deficit. The eu/imf/ecb may have...
  6. 7

    Referendum a golden opportunity for debt forgiveness

    Yes, but in large part the state was given the money in order to pay back the European banks...hardly seems equitable that the Irish taxpayer shoulders that burden on behalf of Europe? Its not an Oirish solution, its called playing the best hand you can with the cards you are dealt.
  7. 7

    trying to engage with MARP - bank ignoring

    8 weeks without a relevant reply from the bank?...You should definitely contact the Financial Ombudsmans Office (You will need to fill out the form on the website). You might also consider stopping the next payment in January as a way of focussing minds. However, that is entirely a decision...
  8. 7

    Old fashioned sweet shops especially interested in Cork & Tipperary.

    New one opened in Greystones last month...Queues out the door most of the times I've passed it. http://www.flickr.com/photos/infomatique/6334435182/
  9. 7

    Currency Transfer Advice please

    Thanks Clubman, I'll check them out
  10. 7

    Currency Transfer Advice please

    Hi, I would really welcome any thoughts or advice on the following scenario: I am trying to bring funds from Hungary to Ireland. The currency is fluctuating wildly at the moment and if I do this electronically, I stand to lose or gain a few grand either way depending on when the banks...
  11. 7

    Lodging FX cheques to your account...

    Not too sure but I'm surprised they gave you todays rate rather than applying whatever rate is current when the cheque clears in a couple of days time. Its probably a good rule of thumb to assume the Bank screwed you over.
  12. 7

    Scam: Telephone call scammers claiming to call from Ulster Bank UK Numbrer

    Just got a call from this number......sounds like the Vodafone reps have an outbound call target measured via the telefony system and they are simply calling numbers, staying on the voicemail long enough for the call to count, then hanging up. :-(
  13. 7

    HUF Exchange Rate

    Thanks Budapest, 7% on deposit sounds like a good option until the rate gets back towards the 270 mark.
  14. 7

    HUF Exchange Rate

    Thanks for the info Budapest et all...on the specific issue of currency fluctuation, is there a consensus that the HUF will contine towards 300 or head back towards 250 V €?
  15. 7

    HUF Exchange Rate

    Hi All, Hoping someone can offer some advise on the following exchange rate question : In July the rate was 262 HUF to the Euro. Today, it is 282. My understanding is that if the Euro is weakening, which all the press say it is, is this movement not against that trend? I thought a weak...
  16. 7

    2011 BMW 520 Roof Box

    I bought a 480L Farad for €235...very happy with it, heres the link (no affiliation except happy customer) [broken link removed]
  17. 7

    sell for less than mortgage | bank benefits with tracker being repaid

    It really depends if the this is your Home or an Investment property?
  18. 7

    Best Used 7 Seater 4X4 for 15K ?

    although given that this thread is from 2008, its possible that you have made your mind up by now :-)
  19. 7

    Best Used 7 Seater 4X4 for 15K ?

    Same situation for me, went with The Santa Fe :7 seats, 2.2L Diesel and I love it! (hence my moniker)
  20. 7

    RAS Scheme

    I would imagine it depends on what part of the country the property is in. I let my house on a 4 year RAS scheme with Wicklow C.C. and found the whole process hassle free.
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