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  1. K

    Dirt to 41% + 4% PRSI = 45%; no USC

    For joint accounts, I suppose prsi will apply on interest over €6348.
  2. K

    In the event of another bank bailout would deposits be hit?

    I don't think there are any healthy Irish banks in the system.
  3. K

    Paying a third party for a booking on a hotel website

    dereko1969. I've gone through the bill in detail and you are right. My apologies. The credit card separate payment confused me. My other point in relation to avoiding such charges is probably also invalid i.e. checking the website and making a phone booking, because the stated charge on the site...
  4. K

    Paying a third party for a booking on a hotel website

    Athens2004, no it's not a deposit. The hotel bill is completely separate. I googled the AVVIO company and it seems to me that they manage computer booking systems for certain hotels. Also on TripAdvisor there's a complaint from a customer of Dromoland Castle that for the privilege of booking...
  5. K

    Paying a third party for a booking on a hotel website

    I recently booked a a few days stay in a Tipperary hotel using my credit card. When I received my credit card statement I noticed €7.31 was paid to an outfit called AVVIO. It seems the payment is simply for the privilege of booking through the hotel's website. Maybe I'm not up-to-speed, but is...
  6. K

    In the event of another bank bailout would deposits be hit?

    Jill Kerby mentioned this on a recent radio show. Also, Colm McCarthy raised this spectre in the Sunday Independent: "...the banks themselves would be unable to raise fresh equity from the market, so any new hole in bank balance sheets could only be filled by writing down depositor balances...
  7. K

    Analysis that will terrify depositors in Pillar Bank.

    Michael Noonan said deposits in Irish banks are safe, this analyst doesn't think so. http://www.youtube.com/watch?v=7gwCdgmTttU
  8. K

    Irish Depositors beware - Pat Kenny Show

    It seems now that deposits up to 100 thousand euro are safe in Cyprus - and probably in the rest of the Eurozone. According to Michael Noonan they are definitely safe in Ireland. The NCA advise those with more than that amount to spread it around other financial institutions.
  9. K

    Irish Depositors beware - Pat Kenny Show

    The latest on Cyprus from Reuters via CNBC: "A senior Cypriot official said Nicosia had agreed with its lenders on a 20 percent levy over and above 100,000 euros at the island's largest lender, Bank of Cyprus <BOC.CY>, and four percent on deposits above the same level at other troubled banks."...
  10. K

    Irish Depositors beware - Pat Kenny Show

    I suppose there'll be some making a beeline for Friedrich Strasse, Berlin, with their cash.
  11. K

    Irish Depositors beware - Pat Kenny Show

    An enlightening piece of radio. Maybe the proposed PRSI on savings is not going to satisfy our political masters.
  12. K

    Depositors Burned in Cyprus

    Yep, judging from some reports, it looks like the terms are going to be changed. Maybe the 9.9 and 6.7 were really just opening statements. It looks like a negotiation process is in train.
  13. K

    DIRT & PRSI on Savings Accounts

    Ciaran wouldn't deducting it at source be problematic if an individual has accounts spread over a number of institutions.
  14. K

    DIRT & PRSI on Savings Accounts

    Will joint accounts pose an administrative headache for revenue?
  15. K

    State Savings (NTMA) bonds and certs looking good

    Given the news from he budget, State savings are looking better than ever.
  16. K

    Key Post Protecting your savings against a euro breakup

    Given the news that greeted us this morning, it's looking a good deal less likely that the euro will break up.
  17. K

    Key Post Protecting your savings against a euro breakup

    That seems like a very straightforward appraisal from Mr. Bicknell. Judging from what he said vis-a-vis legislation, it seems nothing untoward can happen overnight. And I think it's worth noting, several years into the crisis, that no depositor has lost a single cent.
  18. K

    German Euro Account

    All is not quite well in Germany: http://www.businessinsider.com/german-flash-pmi-2012-6
  19. K

    KBC Ireland Launch Sterling Deposit Account Paying 3%

    According to the first par from their blurb they appear to be targeting NI clients: "We’d like to tell you a bit about ourselves and the exciting new product we are bringing to savers in Northern Ireland."
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