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I'm in a similar situation but I have a "Company" pension scheme, do the same rules apply ? THanks

I have a NIB account in the south and a Northern Account in the North, its very easy to transfer between the 2 using interent banking. No charges. You get the exchange rate quoted on their site, it usally ain't great about 3c below the offical bank rate. You have to visit them to open you...

Northern Bank will open a Sterling account for an Irish address no problem, provided you have all the necessary documentation, ESB Bill, Passport etc.

Sounds good, I'm selling an 05 for 13,800 so you got not bad value and my mileage is alot higher

Yes it is. The bank didn't seam to have a problem with setting up the account.

I have a savings account in the North and live in the Republic and the bank automatically take the tax off it think the rate is 20%

Thanks for your views. Yeah I forgot to include the CGT I would be liable for so that takes the return on the rental property down further. I had included the income tax.

Just looking for comments on my reasoning behind selling my house in Galway. I am moving abroad. I was going to rent it out but when I looked at the figures (Income - Interest, Management Fee, Repairs (10%), Tax, Insurance) would only have given me a return of 1.2% on the capital I could free...

No I'd no problem with Northern Bank, they just required the usual, proof of address and passport. Didn't matter that you lived in Republic. Ulster bank were a bit more picky, looking for employers details etc.

I opened an account with Northern Bank in Enniskillen, with no hassles. Think the savings account is paying about 4.5%. You probably can get better with the likes of Northern Rock but this was hassle free. I tried to open one with Ulster Bank but it was too much hassle. I have a Euro account...

I am looking at buying a diesel focus in UK, am looking at a 05 for £5500 sterling + €4000 VRT, Its 1.6 TDCI (108 BHP) and the model is a Zetec.

Yeah Drumshambo ain't bad, go north out the Dowra road and you will see some nice scenery. Drumshambo has Broadband, 4 shops, 1 primaryschool, 1 vocational school, 1 outdoor swimming pool,an ATM, barbers, hardware shop, plenty of pubs. There is a cattle/sheep mart on Tuesdays and sometimes...

Looks like they have broken the contract, I regularly work Sat/Sun and regardless of the number of hours worked they pay. Altough I occassionally do more than the usually number of hours. You could start refusing to do it.

Don't get a dealer to fit it. They will rip you off. Get the bluetooth headset.

Anyone got any recommendation for a good book to read on investing in stocks, explaining all the terms, and what to watch out for. Thanks in advance.

I have just bought 2005 Ford Focus new model,zetec, 1.4. I find it a great car, reasonably priced. I hear the diesel is very good and would consider upgrading to one if I could find a 2005.

Just keep your old plates and swap them when getting the nct done. The guards won't do you, might just tell you to change them.

I had a Alfa 147, bought new 2001, great car very reliable, until this year loads of things went wrong. Buy a newer one if you can.

Try Modern tyres in Enniskillen, I found them as well as being cheaper if you have a Irish VAT number they won't charge you the VAT.