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  1. U

    Taoiseach Martin: "We did not bail out the banks!"

    Does anyone know how much money was on deposit prior to the bail out?
  2. U

    "vulture funds just want to evict people to turn a quick profit"

    Karl Deeter gave an interview with WLRFM a couple of weeks back discussing vulture funds and their benefits. Incidentally, they very same people complaining about banks and the lack of regulation are now complaining about banks actually implementing regulation accord to EU rules. Starts at...
  3. U

    Credit card debt.

    Thanks for the info, you've been really helpful. May I just confirm one more thing. I understand he's credit rating is tainted for the next seven years whether he pays it off or not, however, if he does pay if off in full, will this be reflected on his credit record?
  4. U

    Credit card debt.

    He never got a letter summoning him to court, just letters that threatened to take him to court. Is there anyway he could check for this? Will he not have to clear his debt first and then after seven years his record is wiped clean? No. Yes, he wants to pay it back. We were in the pub...
  5. U

    Credit card debt.

    Hi all, A friend of mine got into debt with his credit card. He lost his job and for other reasons, he couldn't afford to pay off his debt of around €4,000. He did exactly what an ostrich would do and buried his head in the sand (metaphorically speaking of course). He ignored phone calls...
  6. U

    Claiming back tax

    Well first up, hi everybody, haven't being around here in ages. Was giving the internet a break and all that. Anyway, I was wondering could someone help me with the following inquiry. A family member of mine has a savings/investment policy over the last ten years, where they paid in money on a...
  7. U

    Nuisance Call from private number.

    Ok, when the nuisance caller rings, engage in conversation with him for a few seconds, then tell him you have to go and answer the front door and you'll be back in a few minutes. Leave the phone down but don't hang up. Come back in about 15 minutes and if he is still on the phone laugh and hang...
  8. U

    Legalities of Garda "stop and search"

    Thanks for the post RonanC. Interesting links there.
  9. U

    Legalities of Garda "stop and search"

    Ok, I know this thread is a few months old but here goes... could you define reasonable suspicion?
  10. U

    Why So Many Charity Shops?

    I actually deleted my post because I didn't think it through. Wouldn't people have more money to spend on other things when they make savings on cheap clothes?
  11. U

    Why So Many Charity Shops?

    Deleted.
  12. U

    Gov.unemployment.figure CONFUSED.

    Also the 90,000+ on FÁS courses are not included, those who have gone back to full time education and former self employed people are not included either.
  13. U

    "Ears pierced - while you wait" any other examples of silly shop signs?

    Off topic but local window doctor has a sign saying 'gimme a break!' Hairdresser is called curl up n'dye.
  14. U

    This works. Someone tell Kruggers!

    The arguement is flawed for two reasons, Interest and inflation which occur in the real world.
  15. U

    Sub Prime Lender

    Yes, that's a good question.
  16. U

    Donegal Crash: Respect for the dead?

    Is this some sort of an emoting contest for you?
  17. U

    Where to put €30,000

    Buy some silver if not gold.
  18. U

    Mimimum Wage Debate last night on TV3

    Minimum wage jobs are not there for survival. Their initial function is to get people on the first rung of the ladder when it comes to employment. These jobs are usually geared towards people that tend not to be academically minded and gain more experience from working than studying full time.
  19. U

    French Civil Servant suspended for telling truth.

    Chances are though when you're caught dossing like that you're sacked. Not so with the PS.
  20. U

    Does the St Vincent De Paul help people like us?

    What would be the cut off point/age? Surely if he got his mortgage say when he was forty that would apply that he's not in negative equity? Could he sell the house, pay off the banks what he owes them and apply for social housing,they would be seen as a priority?
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