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Hi Iondonite, a small group of us won a one-day trip a couple of years ago. (An incentive by the employer, no kids with us but many onboard). I must say it was a very long day but on the Finnish side all was pretty well organized (apart from waiting time on the runway to get back home). We did...

I was asked to send this for my friend who just got the letter from GTI with an offer of a place for a FETAC Level 6. She is currently on JB and was on VTOS Level 5 before that. The career guide said there shouldn't be a problem for her receiving BTEA considering the time on stamps and the...

Hi, how about this one? http://www.breakingnews.ie/ireland/govt-imposing-900-tax-hike-on-work-vehicles-470512.html Just got a small Berlingo van for some freelance work, it's very practical around Connemara, but we haven't got a VAT no, what is the best way to go ahead. It has been insured as...

Exact same here. Interest is definitely too low. If anyone has already called AIB helpline, please let us know what the story is.

what would that mean? Would I need to disclose anything to social welfare if he does? We have been going out for a year and just want to try and live together. The apartment in in my name. I am just not sure if it would change anything for him. He is currently a mature student while I am in a...

Have you considered the German UMWELTBANK? They are doing pretty well and sustainability is a growth field. As far as I can remember they were happy with my Irish address, but you need to pay Irish tax on interest. I am not a customer yet but I seriously consider them, as their investment in...

I have diverse PRSAs with IL&P, most in the consensus fund. How secure are those funds with IL&P? Can I move them into a more future-oriented pension fund which is e.g. based on sustainable energy? Is there such a PRSA? What happens if IL&P goes bust? All the companies I worked for only...

getting alot of contradictory answers whether First Active is covered. Ulster bank claims all Irish RBS branches are covered same as Irish and 100 pc cover! There are people here claiming otherwise and I am unsure. Have most savings with Irish branches of British banks. Does anyone have 100%...

Hi, How about Halifax, they are a British Bank I know, set used to be part of the Irish compensation scheme? Do they guarantee 100 pc of 100? Fanny

Hi Eoghan, it depends on where you are in Europe, and how they deal with taxing deposits. Some EU countries allow you to earn some interest on deposits tax-free, however, you need to be resident to avail of that incentive. Regards, Fanny

Re: Anglo Irish launches new 8% Regular Savings Account Thanks for clarifying, Clubman. I have a Halifax Flexisaver and want to drop-feed the new 8% Anglo saver. I was just wondering if there was a cleverer solution as I cannot set up a standing order from any of the existing lump sum accounts...

Re: Anglo Irish launches new 8% Regular Savings Account Right, I thought I was one of the first who opened this type of account but I was wrong, it was actually on the market for a few months so the first ones mature soon. Makes perfect sense for the bank to introduce the new offer now. The 7%...

Re: Anglo Irish launches new 8% Regular Savings Account I have a 7% Regular Saver with Anglo. I was going to take it all out in October (closing one month earlier) as I was abit concerned about Anglo's liquidity. I can imagine they introduce the 8% saver now to counterbalance all the savers...

Hi Rambo, No it's simply because I mixed it up: I meant to say fund. ;) Fanny

Hey Rambo, check out the Nationwide tread there is a similar offer for EUR regular savers here. http://www.askaboutmoney.com/showpost.php?p=609632&postcount=1 This tread is not about Irish Nationwide but on National Irish Bank. Fanny

I can see your point Clubman (why look at anything else if you can get 100% on all), however for how long will they offer that security? NR is just in an exceptional phase. Even NR will not offer that security forever, just for a certain period of time. Not everyone likes to open an account by...

Their stockmarket account is pretty competitive, I have opened one of those too now. Look in this forum (> Banking) for info on their charges, seems to be one of the best when you want it easy and invest from here. I'm not sure about investing in fonds (I suppose that's what is meant by...

Hi Clubman, according to Brendan when it comes to securities: http://www.askaboutmoney.com/showpost.php?p=597222&postcount=4 "Next best bet is NIB. Your deposit is underwritten by the Danish Deposit Guarantee scheme. This guarantees 100% of Kr300k, or €40k approx." At the same time Brendan...

NIB's offer is not bad, considering you have a better guarantee on your money than with most Irish banks where your limit is 90% of 20.000EUR. So if there is a lump sum which won't be needed straight away... still the exact t&c on early withdrawl would be important to look at. Also you can open...

Does that mean we'd need to give 4 months notice to access any of the money? Fanny