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  1. M

    Avant Money Credit Card

    Just logged into the app today and it prompted me to add the card to my Google Pay wallet. So I did. Will be happy if it's working now as it's the only payment card I have that didn't and I couldn't be bothered with the Curve workaround. Have they made any announcements about it? Couldn't see...
  2. M

    Avantcard Cashback €144 per year - New & existing customers

    Update: €12 cashback finally showing this evening. No idea how they work the date out 02/02, but someone on boards said it wasn't due until today.
  3. M

    Avantcard Cashback €144 per year - New & existing customers

    @paulhynes I can't find it either. Joined mid-November, got €12.00 cashback on 31st December. Nothing credited 31st January. Have they dropped it on the sly? It's not a good show if they have.
  4. M

    12 year old cheque cleared through my bank

    From Irish Payment Services Organisation Limited (IPSO) However it doesn't really answer the question. Over the water, the banks practice is to decline cheques over 6 months, however they are valid whilst the debt exists, to the point they become "statute barred", which in the UK case is 6...
  5. M

    Ulster bank ertf, charge for atm withdrawel abroad

    The last changed to the UB T&Cs were I think July 2009. The main thing I noticed about that was the previous "charge free" UK withdrawals, changed to be free only if it was an RBS Group machines. (forgetting about those wee bandits you find in pubs and shops) Otherwise the only other time I've...
  6. M

    Transfer money via IBAN online.

    I make Euro and Sterling transfers with the UB (14 in the last 2 years). Calling into the branch is inconvenient for me too - but as doing it online isn't an option - here's some ideas for workarounds. The main requirement on a personal account appears to be that they have a hard copy and...
  7. M

    Can't use Maestro card on PayPal?

    PayPal in Ireland is useless with limited funding options. At least PayPal in the UK accepts various debit cards making it slightly more useful. In short PP IE don't take Maestro. I wonder why? Technical reasons or just PP nonsense reasons to do with ability to chargeback? I'm just as baffled...
  8. M

    Entitlement to Tax Refund from UK?

    All I know is you'd be eligible to reclaim overpaid tax. For example, an individual works for the first six months of the tax year (April-Mar) and then leaves the country. Their wages would have been taxed weekly/monthly on the basis that they were going to be paying for the full tax year. As...
  9. M

    Credit Card Debt in Ireland - Returning to Australia.

    Regardless of the rights and wrongs: No. Highly unlikely given the cost of recovery.
  10. M

    High Bank Tranfer charges from UK to Ireland

    UK bank charges for transfers are a rip-off. It seems to be standard practice and LEGAL. Co-op is between £12-35 depending on amount (that's for a transfer that doesn't incur any charges to the recipient). £8 transfer might attract charges at the other end. Clydesdale Bank charges flat fee of...
  11. M

    Irish Bank Accounts

    Cheers for the latest cost survey link. Was informed of the UB's new fee changes for the 17 Feb onwards. mac p
  12. M

    Irish Bank Accounts

    Ever so nearly managed to open an account with the Ulster Bank on Monday when in Dublin. But lacked one thing: My last 6 consecutive months of UK bank statements or last 6 consecutive months of a ultility bill. Seems the bar gets raised each time I walk into a branch! Didn't have enough...
  13. M

    Irish Bank Accounts

    I combed through the terms and conditions for the PTSB current account and could find a €12k (similar to BoI €6k) for a non-resident account. It did say something that if the balance slipped below that threshold, they'd downgrade the account to normal status. As far as I can gather it is only...
  14. M

    Motorbike insurance

    My experience on getting a couple of quotes (one was for motorcycle, one a classic car) has been it is somewhere around 3 to 4 times dearer than the UK. Having said that I'm not that surprised given the accident rate is higher. Cheers, mac p
  15. M

    Buying from Amazon - VAT Rate?

    Yes, small goods exemption is: £18 / €22 for commercial stuff. £36 / €44 for gifts. I mean by re-posting: Is there any problem with me buying the goods in the UK, being subject to UK VAT and then sending them on to Ireland as a (albeit expensive) gift? (posting gratis from works postroom)...
  16. M

    Buying from Amazon - VAT Rate?

    Cheers for replies, That kinda makes sense Clubman. Although I still think it's a total swizz. I've bought plenty of DVDs from Jersey to UK, but each individual packet comes below the £18 allowance for Customs here. I've bought other stuff and paid the local VAT. Guess I'll do all the buying...
  17. M

    Buying from Amazon - VAT Rate?

    Hi, My girlfriend decided to buy a digital camera from Amazon UK and it appears that the price is bumped up by the use of the Irish VAT rate of 21% rather than the UK 17.5%. Can someone explain this to me as I thought if you paid the VAT in one place, you'd be paying the going rate of VAT in...
  18. M

    Irish Bank Accounts

    Many thanks for all the replies. I will make a few phone calls first and arrange to open an account shortly. There are UK banks that do Euro accounts, but the banks don't bother to publicise them. The only info I found was at the HSBC. Cheers, mac p
  19. M

    Irish Bank Accounts

    Hi, I'm living in the UK presently and I'm looking to open an account in the RoI. I would like to open an account before my planned move to Dublin next spring/summer so a) I can save some Euro funds b) make cross-border payments of Euro to the Netherlands to pay for goods (car parts). I'm quite...
  20. M

    Key Post: Opening a Uk Bank Account

    Re: >>Opening a Uk Bank Account Transfers from UK Bank accounts to Eurozone banks cost a fortune. I was quoted between £13-35 by the Co-operative Bank and £24 by the Clydesdale. It's a big con as in the Eurozone, cross-border transfers between accounts should cost no more than domestic ones. In...
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