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Can I also get a referral please?

Age: 46 Spouse’s/Partner's age: 47 Dependents: 2 children: 9, 5. Marital status: Married Annual gross income from employment or profession:70,000 Annual gross income of spouse:100,000 Monthly take-home pay: 3800 Monthly take-home pay: 4300 Type of employment: Both Full time, permanent...

Anyone else experiencing delays in getting the break fee letter from Ulster Bank, requested it over 2 weeks ago, I followed up with a phone call last week, but told there was delays but expect it in a few days. Last time I requested one a few months ago, I got in within days. Fear they are...

Ulster bank have quoted a release fee of e422 on 13/04, not far off your e500 mark. I have since found out I quoted the wrong ber, only at a C3, which rules out Haven's green mortgage.

Thanks for doing the calcs Paul. I need to confirm 100% that we have a ber of B3. Also do you know if Haven allow lump sum pay offs? We have been lodging 10-15k pa the past few yrs & hope to continue this, with the intention of being debt free in 2030.

Hi Paul, it's ending in Sept 2022, thanks

Interested to hear what the break fees would be, give that fixed rate is nearly up & what the options are for switching Current lender - Ulsterbank Outstanding mortgage balance (how much you still owe) = 204,039 Approximate value of your property = 685,000 The date you started your fixed-rate...

old coal bags or those skip bags are your best bet

@Kerrygrrrl did you get any response from KBC if you needed a new valuation to get the rate cut?

Any update on how long this process took, from valuation to KBC amending the rates?

My mortgage is currently under review with them, in the formal process. Staff business did phone me & tell me as I requested to come off the tracker myself that I not eligible under the redress scheme, but I'm not accepting that until I hear back formally from the review.

Hi, I am in the same position. Have you contacted the helpline number @ & @pyrite, to see if your mortgage is being included? https://personal.aib.ie/review-of-tracker-mortgages I intend to tomorrow when I have my account details to hand.

Ok, lesson learnt, get quotes off friends and family members! I wasn't made aware by KBC or anywhere about mortgage switching costs of the land registery and searches fees I was made aware of the valuation reports cost.

We recently switched mortgages, availing of KBC €1000 solicitor switching costs. We got the bill from the solicitor last week, totalling €1700. His fee along was €1000, Vat, land registry fees & searches make up the remainder €700 I had foolishly assumed the €1000, would have covered all of the...

We are switching to KBC at the moment, have LTV <60%. Would it be better to take they fixed rate @3.3% for a year, rather than their 3.65% variable rate? Hoping to save €125 a month from existing AIB mortgage on this 3.3% rate! :-) Just afraid rates will drop lower than 3.3% in the next yr or so...

Just to update this old thread on the HRI scheme, in case anyone is searching old posts, looking for info on this issue. Good news! I contacted Revenue today and they have disregarded the previous May deadline, for works completed in 2013, you can now claim for work completed that year. Delighted!

We got a new boiler & water tank last Dec. Had been meaning to look into grants under the HRI scheme but only got to it today & contacted the plumber. They said that works completed between Oct-April, had to be input in HRI online by May 8th. Looks like they are right from Revenue's site. Seems...

We have moved to a new house that currently has Eircom Phonewatch installed, but is currently not activated. They have quoted us €25 pm for activating & having a monitored alarm with them. Are there any cheaper alternatives out there, could we use the existing eircom alarm system & set it up...

Have a friend that lives there, visitor parking not great, they have 2 spaces & 2 cars which they move around to someplace else, not sure where when they have visitors, bit of hassle. It's a good 25 mins from Dart station, bus outside the development though. Seems pretty quiet

Had a lovely meal in La Boheme recently, it's on O'Connell St