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    DIRT needs to be adjusted to tax only real gains or at least greatly reduce the rate.

    Not a stupid idea. In the budget the income tax bands are in fact usually adjusted to accommodate inflation so that people do not pay more just because of inflation.
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    DIRT needs to be adjusted to tax only real gains or at least greatly reduce the rate.

    As I said, the truly wealthy do not keep their wealth in the PTSB. The capital appreciation of your home is of no great use, the house remains the same size and you live in it, it does not justify DIRT. The proper tax on appreciating houses is inheritance tax. DIRT may well affect people near or...
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    DIRT needs to be adjusted to tax only real gains or at least greatly reduce the rate.

    My basic point was really that any tax should tax real gains and not real losses, it should not just be a question of whether you are able to get away with it. Note the way that tax allowances of all sorts were adjusted for inflation, because otherwise people would pay more tax on the same real...
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    DIRT needs to be adjusted to tax only real gains or at least greatly reduce the rate.

    There have been a lot of balloons flown in relation to the budget and the rate of inflation and other comments by politicians about banks paying low deposit rates. I haven't heard any mention of DIRT. Depositors can only get a return less than inflation but the government still propose to tax...
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    FT - High hopes, rocky realities: Europe’s new banks struggle to grow up

    "adding that high street incumbents had done much to improve their technology and online services." He was obviously not talking about Ireland.
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    Where in this forum is there discussion of that question in relation to having UK contributions and an inadeqate number of ROI contributions?
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    Tax after age 65

    If you invest in a multi year deposit such as those in Raisin bank and the interest is paid at the end, is this DIRT free if the recipient is over 65 at that point?
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    About to pay voluntary UK national insurance contributions

    I would expect to pay 40% tax on this, and am Class 3. It might still be a good deal but not a complete no brainer. If the payments are subject to tax then surely the contributions should be tax deductable?
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    Minimum mixed contribution contributory pension

    I am in the public service, but won't reach 40 years unless I avail of the possibility to work to 70. In the 1980s, before I started this job I had 180 class A contributions and also some J class contributions. As I understand it a partial mixed PRSI pension is possible if you had 260 A...
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    Key Post UK State Pension - Make voluntary contributions to qualify for UK pension on top of Irish pension

    I am having problems getting on the website as I do not have a passport to hand at the moment. I have a valid Irish passport card, but it doesn't accept that. I have written to Wolverhampton for a pension forecast, has anyone any recent experience of how long they take?
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    request for IT38

    I think I'll have to ask them. I haven't sought to avoid the tax, they may have a different understanding of the valuation date than me and think that I paid the tax a year too late, but there is only so much in the bequest and the tax has been paid on this. I suspect this is a case of over...
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    request for IT38

    In the nick of time, I completed my 2018 income tax return and now the Revenue owe me something. However, they state that I am outstanding an IT38 for Sept 2018 to Aug 2019. I didn't receive anything in the 2018-2019 period and I was under the impression that an IT38 return was not required if...
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    Revenue Myaccount

    Things are not working quite as they should be, this has appeared on the website. My late night habits did not suit, although websites are supposed to work 24/7. -------------------------- Note: Due to a technical issue, the Form IT38 can only be filed between: 08:00 and 19:00 Monday to Friday...
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    Revenue Myaccount

    I've managed to get in to the IT38 form today, the first time in a dozen attempts in the course of a week. So perhaps someone has noticed the multiple errors being generated! I now see the information required, I hope it still works when I go to type it in.
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    Revenue Myaccount

    I would like to pay the Revenue some money, having received an inheritance. I have previously done this on Myaccount without any problem. Now when I try and login on some browsers it just tells me that DOB is a required field, although I have entered it correctly. On a different browser I...
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    Who decides which transactions require authentication

    I accept banks minimising risk and I have even worked on algorithms at the company level to examine data to identify risk. i fully see the point of the last two items on your list and this has identified real fraud on my card in the past. However, your list does not say anything about the...
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    Who decides which transactions require authentication

    I have been having problems with authentication. I have two BOI customer numbers and if I haven't selected one or other of these before the authentication then I seem to end up in mid air, even if I select the correct one afterwards. In renewing my car insurance, I did not receive the...
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    People should not expect the same level of customer service during the Covid crisis

    People like the Dept of Social Welfare now have an enormous workload. However, I have less regard for the organisations that reduced their customer service because their staff were too close together in their call centre. Technology makes it possible to answer the phone from a variety of...
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    Good explainer on cocooning

    As the discharge of a 101 year old man from a hospital in England showed, age is not a perfect guide to Covid19 survival. But the exact factors that determine vulnerability are unclear, and it is difficult to give nuanced advice in public announcements.
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    Ryanair and Aer Lingus remove change fees

    The problem with this email is that the T&C link for the voucher goes through to the EU regulation. So it is unclear how long this voucher will last for and whether you can part use it for a flight costing less than its full value. A rather sloppy communication. I suppose the other issue is...
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