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Swedish bank Nordax is now available via Raisin.ie. Rates below: Interest rate Term Currency 3.03 % AER Demand Deposit Account EUR 1.95 % AER 3 months EUR 2.45 % AER 6 months EUR 2.50 % AER 9 months EUR 3.40 % AER 1 year EUR 3.20 % AER 2 years EUR As Nordax are...

Please read this thread here (in a different forum to allow for moderation) for links and an explanation of the new process: https://askaboutmoney.com/threads/deposit-referrals-new-approach.234894/ Please keep all posting of referral links to the above thread. It will obviously take a few...

Following discussions with Brendan, we have decided to change our approach to deposit account new customer referrals. i.e. referral links for Raisin, Lightyear, Trade Republic, Trading212 etc A few reasons for the change: - Raisin have changed their approach to deposit referrals. Previously...

PTSB are increasing maintenance fees to €8 per month from April 2024 for Explore customers. Seems there is no change for those with a Switch Current Account. https://m.independent.ie/business/personal-finance/hike-to-current-account-fees-for-500000-ptsb-to-customers-from-april/a1523469498.html

Trading212 are significantly increasing their Euro interest rate. Effective 11 January 2024, the euro interest rate changes to 3.15%. GBP to 4.50%. USD to 5.00%.

Trade Republic has obtained a full banking license from the ECB. Press release: https://assets.traderepublic.com/assets/files/231206_TradeRepublic_PressRelease_BankingLicense_BE_EN.pdf Perhaps Trade Republic will be able to offer normal deposit insurance soon.

Term deposit rates are currently up to 4.25% for a 1 year term with Raisin. Some Irish banks pay 3.00% for various terms. Not that long ago term deposit rates from Irish banks were near zero and Raisin offered low returns too. Many commentators expect the ECB to start cutting rates next...

https://m.independent.ie/irish-news/bank-of-ireland-increases-fixed-mortgage-rates-for-the-fourth-time/a932119166.html Super saver regular saver rate increases to 2.00% but only for year one and because this is a new product there is no big benefit for existing customers. New 2 year term...

BluOr have offered term deposits via Raisin.ie for many years. BluOr are now offering term deposits direct from their website at better rates than what is available via Raisin.ie. Rates open to all EU citizens. Rates below. 6 Months 2.00% 9 Months 2.75% 12 months 3.50% 24 months 3.43%...

https://www.ft.com/content/1d2949d6-00d1-4c18-af81-01439fa7cfc5 Proportion of interest rates passed on to customers (%):

RTE, Independent.ie and The Irish Times are giving prominence today to PTSB "deposit rate increases" but not challenging PTSB on the details. But the reality is: - No increase in deposit rates for current account holders. - No increase in deposit rates for lump sum instant access account...

https://www.independent.ie/business/personal-finance/huge-hike-in-mortgage-rates-for-aib-ebs-and-haven-borrowers/a931379404.html AIB have again not adjusted current account nor lump sum deposit nor notice account rates. AIB have adjusted term deposit rates (effects 1% of depositors) for those...

Advanzia Bank Luxembourg is paying 3.25% AER Instant Access for the first 6 months. Details: - No fees. - Minimum opening balance: €5,000. - Interest paid monthly - €100,000 Lux deposit guarantee applies. - No higher amount cap with the rate. - Rate reduces to "standard rate" of 1.1% after 6...

RTE are reporting here: "Until now customers with the legacy accounts did not have to pay fees if they held at least €2,500 in their accounts per quarter. However, if they did not have this level of balance, they had to pay €18 a quarter and this will continue to be the prevailing position for...

https://m.independent.ie/business/personal-finance/aib-hike-sees-savings-rates-hit-10-year-high-as-it-doubles-interest-paid-to-savers/a1608272405.html

As discussed with @Brendan Burgess , the purpose of this thread is to have one place to discuss referrals for deposit products. i.e. referrals are no longer allowed in other threads. Any referrals that require personal information to be shared in order to generate the referral link such as...

https://www.flogas.ie/affinity-page/aryzta/dual-fuel/aryzta-exclusive-fixed-dual-fuel-1-yr.html Flogas have a dual fuel offer with Aryzta. No need to be a Aryzta employee. Gas is 9.85 cent ex VAT plus 239.98 EUR standing charge per year. Electricity is 29.99 cent ex VAT plus 302.92 EUR...

Charlie Weston has the details here: https://m.independent.ie/business/personal-finance/interest-paid-on-new-state-savings-to-increase-for-first-time-in-16-years-42404428.html After 6 ECB rate increases, the NTMA have finally acted. But State Savings are still offering a very poor return.

Interactive Brokers have increased their EUR deposit rates on the back of the ECB rate increase. Their product is complex to say the least. 0% on the first 10,000 EUR. Gradual increase in the rate up to 100,000 EUR. For example, a balance of 50,000 earns 1.178% (2.356%/2) because you are half...

The online broker Lightyear is now paying 1.75% on Euro deposits: - Instant access. - No fees. - Interest paid monthly. - Ireland residents now allowed open accounts. - Transparent rate calculation - ECB deposit rate minus 0.75%. - No deposit protection scheme but 20k protected via investor...