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    Received a letter from start mortgages to say my mortgage has been transferred to Pepper mortgages

    I think that they were transferring a load we got a letter too ours was on a fixed amount arrangement made in 2019 for the remainder of our mortgage 9 years left now. Haven't heard anything more I think today was the transfer day.
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    Costs of switching from gas hob to induction hob

    Thanks RedOnion, I wasn't sure whether there would be installers that would have both so i will definitely ask about that, without the hob now anyway because the gas is disconnect at the meter but yes would be a lot better to get it done in one go, am in the lucky and unusual position that all...
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    Costs of switching from gas hob to induction hob

    Hi due to a gas safety issue i have to change my hob and I am wondering what the installation costs might be if i switch to an induction hob (apart from the purchase cost of the hob) as I presume I would need both a registered gas installer to take out the old hob, cap off the gas connection at...
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    Replacing a Gas Boiler options with a maximum budget of 3,500

    Thanks, that sounds great I will read through the links, I don't mind the research just didn't have a clue where to start
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    State Pension Entitlement

    there is also something about If they worked in other countries for a period of time (e.g. UK) and have a pension entitlement there i think the DEASP will assist them in applying for those pensions and then reduce the Irish pension by that amount so they still only receive the top rate.
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    Replacing a Gas Boiler options with a maximum budget of 3,500

    Thanks for your reply, I will look into getting extra insulation, as for the house next door who knows, it's owners come down every few weeks to cut the grass, say they will be moving back in soon but never do - it's a shame with so many looking for housing.
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    Replacing a Gas Boiler options with a maximum budget of 3,500

    We need to replace our gas boiler which is about 14 years old, we have received a quote of 3400 to include a worcester bosch boiler, the system flushing, the heating controls i know we can get 700 of this back from the seai for the heating controls. With all the emphasis on climate change...
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    Check your credit card for €12 monthly to Complete Save or Complete Savings

    yes i got offered the cashback on debenhams.ie only yesterday - luckily for me i tend to read the small print so i didn't go through with it, but it would be very easy to get sucked in particularly if someone is familiar with the visa debit cashback schemes offered by aib and permanent tsb the...
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    Am I entitled to a copy of Start's Assessment

    I received a phonecall last week and the letter today telling me that Start Mortgages have concluded the assessment of our Standard Financial Statement and are unable to offer us an alternative repayment arrangement. While he went into a lot of detail on the phone of what options they looked at...
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    Education tax relief

    The 3000/1500 deduction applies to all full time/part time third level courses irrespective of whether there is actually a student contribution or not.
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    How long do people hold on to their documents?

    have you a printer that doubles as a scanner? If so you could scan all the payslips but keep your P60's and P45's you might need them when it comes to applying for your pension.
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    Getting out of Three contract

    I have been with 3 for about 6 years now and have been very happy with their service most of the time, just got out of my current contract because of their price increases and switched to the sim only plan.
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    Tax relief AVC Query

    Your wife is earning below the minimum standard rate cut off point for the 2nd earner of 24,800, the only way for her to avail of 41% tax relief on an AVC is for her earn more and as a consequence be paying tax at 41% e.g. if she was to earn 27,800 and take out an avc of 5000 she would get tax...
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    Overpaid paye income will form 11 rectify it?

    The overpaid PRSI will have to be claimed from Department of Social Protection. This is from their website www.welfare.ie "Refunds If a person has overpaid PRSI contributions an application for a refund should be made after the tax year ends. With effect from 1 January 2010, an application for...
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    Changes to Three contracts

    @random2011 well I specifically asked them could I have the unblocking code for my iPhone and they said yes, whereas when I begged them 2 months ago to let me switch to a cheaper plan it was a definite no, not until my contract expires in march 2018, so judging by my experience with them yes...
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    Reviewing or correcting your tax returns - letter

    @Patrick L are you jointly assessed with your wife the letter only issued to the person registered for income tax self assessment, who in joint assessment cases would be responsible for the tax liabilities of both spouses.
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    Changes to Three contracts

    This is the link to check if your plan is affected [broken link removed]
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    Changes to Three contracts

    I rang 3 yesterday am thrilled I switched to their sim only plan for 30 euro 30 day rolling contract, I was on the 55 euro plan which is increasing to 60 euro I had more than 1 year left on my contract and they will send me the unblocking code. If ringing from the 3 mobile you dial 1913 select...
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    Revenue Credit Union charges 2.9% fixed rate mortgage, with no early repayment penalties

    @gnf_ireland we haven't really tried other banks it probably is something we should look at, of course our record isn't perfect we wouldn't be with start in the first place if it was, but yes we should look at the other options.
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    Pennies from heaven (Dunnes Stores)

    I don't know if dunnes participated or not but as the rounding is voluntary I assume the self-service checkouts have to give the one cent change, the machine can't ask you whether or not you want your change rounded without being programmed to do so.
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