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Hi Joe...No idea where to find a reference ! .I think its more about kicking my a.., rather than clarity. I was only trying to help. But I will leave it to the experts in future!!

No, Joe. I am not sure. ( thats why, I qualified it with 'I think' ) But I just looked this up on Revenue site. . Maybe a gift is different from an inheritance. - Section 79, Capital Acquisitions Tax Consolidation Act 2003. If a parent takes an absolute inheritance from a child, that parent...

What level of Loan were you thinking about? If its relatively small 20-30k you may get it unsecured. If its larger then perhaps your parents could guarantee the loan, then when you own the house in 3 years time you could then secure the loan on the house. ( it will be a relatively small % of the...

Your parents have to own the house fully. You could, however, borrow the money from the bank and gift it to your parents ( I think the same225,000 threshold applies). This would allow them to buy the house of your choice.

No problem having a UK based Trading Platform, for an Irish resident.

Here's a real Red-eye: Aircoach Departs Westmoreland Street 1.00am, arrives Cork Patricks Quay 4.00am ( 3 hours sleep on coach, 3 hours in Hotel Lobby, €5 to porter for an 8am shower, breakfast in Nash 19....not bad!!

Hi Onekeano. Firstly, I am assuming that the 40,000 pension includes any State Pension. The approx tax payable on 40,000 would be about x. ( 32,800@ 20%, 7,200 @41%, =9,512. less Credits 2,1900 widow, 1,650 PAYE gives Tax payable of 5,672. So, in answer to your direct question, this (5,672) is...

Lollipop..You can gift 3,000 each year to each grandchild, child, sibling... ( or anyone else, for that matter) and it does NOT accumulate in the tax free limit. Age of child does not matter. It is a gift to the child, the parent cannot choose how the child spends it.

Perhaps you could ask the drawer to wire transfer the dollars to your account at Currency Fair or TransferMate, and you tear up the cheque (or return it to drawer)

The OP on this post..kcb, spoke about re-applying for the mortgage and meeting UB 'criteria'. I guess you mean that Husband here, will apply for mortgage, based on his salary etc, which is fair enough. But, any points, arguments, approach, which may help secure loan, at Tracker rate, while...

Hi Importer. Thanks...Yes, this is the key bit as far as she is concerned...get off the Mortgage. (and why she will pay her 50k) She does not want to be tied to the Husband in any way. ( once, house issue is sorted they can agree Separation agreement, and all will be legal) But, I really need...

Thanks for both replies. I had not looked at it the way Brendan had. The problem is that the alternative to husband taking on the mortgage is sale of house,...this would cyrstallise neg equity of 100k, but husband does not have 50,000...so wants to go with keeping house. Niece will gladly pay...

Hi. My niece has asked me for some advice on this very question. Herself and her husband have a Tracker with Ulster Bank. They are now, regrettably, splitting up and the husband wants to take over the house and Mortgage. They are fully up to date with payments and have never had arrears or...

Hi ivnryn. I recently filled out the HK1 form. Yes, there are not enough spaces if your claim is above 9,999....I just added a box to the left and then filled in the 5 figures. I was claiming for 2011, but if you want to send in a claim for the current year then an estimate will do, and they...

Ooops I had not read the title and see you refer to Professional Subs. Is your Qualification vital for the work you do? If yes, and your employer has been paying you probably could ask (nicely ) that they continue paying. If not, perhaps your employer could pay and you forego some salary...

Do you mean professional qualification subs, golf club etc subs, magazine subs ?

Hi Sean. Of course, they might snap your hand off. The point I was making was that in my individual case, my self assessment of my house is in the 500-550 Band. The neighbouring For Sale sign shows the absolute max valuation ( before any negotiating or offers) and I can use this if Revenue...

Hi Shad, I know the Revenue have no idea what the house is worth. I am just posting that the Mapping Tool is very different (at least, in my case ) from the individual estimate on ROS. I will not be going with their estimate, and will be returning what I feel is the correct figure ( with my...

I think a lot of the discussion about the guided valuation per the map will change when you actually get your letter, with the Revenue estimated tax due. The interative map, with the sub-area for my house highlighted shows me a valuation of 400-450k This is low as there is a similar house for...

Firstly. This does not make sense...they did not take 6 payments from your account (July-Dec 2012) and the term is being extended by 15 months! are the monthly payments the same in their latest letter as the original payments. Secondly..you can easily ask them to end the payments in March...