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I'm married. My wife is a stay at home mum with no income. I'm trying to legally lower our tax liability. We have some savings, enough to buy a modest rental property. All the savings are contained in assets/bank accounts in my name. If I buy a property, and put it in my name, I'll be liable...

I worked in ireland for a company between 1998 and 2002 during this 4.5 years, I paid into a pension. And I remember there was a portal on a website called www.pensionsystems.ie where I could see what the value of the pension was. The last time I logged onto this site was about 7 years...

I dont know exactly, but it looks like the it might be something like 4meters *50 meters. Putting in a lot of insulation would be difficult due to a lack of space. http://www.auction.co.uk/residential/picWindow.asp?C=http://www.auction.co.uk/residential/data/full_text/feb2012/plan215.jpg&WC=

Myself and my wife and one baby moved from Ireland to UK recently. We are looking to buy an house near London, but I'm paranoid about buying a second hand house, because a lot of the houses here were built before building regs were good, and we don't want a cold / damp house with drafts...

Great advice, what you said about the tax relief is obvious, although I hadn't considered it........... I didn't even think about the tax implications !

If you purchase a buy to let property (or any propperty) at auction, you've normally got a limited period of time to settle (say 20 working days) This may not be enough time to arrange a mortgage. Should it be possible to expedite the transaction and pay for the property in cash (if someone...

Thanks ONQ Good case study to understand the planning laws and procedures. Nice to see such transparency in the bord pleanala reports........everything was documented very well, and the decisions clearly explained (which is what you'd expect of course from an independent body). We have an...

Ok, so you have to buy the house first (at market value presumably) The scope of the changes you want to make are big and costly...... Nearly as much as building a new house from scratch......(maybe more than building a new house from scratch). And when you are finished, it wont be as good as...

I was reading the following story about some people who bought a 70 acre site for 16'000'000 http://www.independent.ie/national-news/landowner-helped-stop-gaa-stars-euro16m-property-dream-2852885.html And then they borrowed a further 800'000 to fund getting planning permission........ Is...

Hi I know someone who is looking to buy a freehold coffee shop...... 2 questions, how would you value a coffee shop, how many times nett profit would be a fair price (assuming the coffee shop is achieving its maximum potential currently If the seller says that the nett profit is X...

I'm reluctant to ask questions about the safety of deposit accounts. If everyone came to an incorrect conclusion, then there might be a run on the banks. OK, I know about the state guarantee........but with the state finances being in a precarious state, and some might argue that the...

In the past 100 years, was there ever a situation where a country was in a similar economic situation to Ireland (massive bank bailout, public spending much bigger than taxes, high debt to gdp ratio) ? I was wondering how did it play out in the other countries. Did they default on the public...

my advice about dimmable downlighters is not to have them on the ceiling beside the attic. It means that the ceiling will not be airtight (heat loss, also condensation will happen in the cold attic). You'd never see dimmable downlighters in a passivehaus. Also regarding "dimmable", only...

The latest I have heard is that it's the earth leakage Trip Switch which Trips, so Sparkrite and others are correct, it's not a tripping MCB ...... I've been told that the pump itself keeps working........ (the pump is unaffected by the earth leakage trip switch). This confuses me a bit, the...

That sounds like a very likely possibility.... Odds are there is water somewhere leaking on the pressurised side of the pump and affecting a socket. We will look into that

Thanks JMR No the pump doesn't trip.

Hi I let my apartment in Dublin, in Dorset Street, and moved abroad The tenant has a problem with a circuit shorting. When she turns on the water, it activates a pump...to pressurise the water. When she does this, it causes a short. The short is not in the circuit controlling the...

Ive the same problem, most of the heat in the fireplace goes up the chimney, and big draughts, what a shame. Question, when these stoves are installed, do they create an airtight seal ? When not in use, do they completely stop draughts ? Second question, i normally burn wood, but every now...

I changed a one bedroom flat into a 2 bedroom. The partition was 2.6 meters * 2.3 meters. It was a stud partition, plasterboard, with insulation to dampen the noise There was a new door involved It cost maybe 300 for the materials, 350 for the labour involved in putting in the wall, and 150...

I didn't build yet Normandy. OK, you say you built the house to passive standards using PHPP software, and then you say the house was not designed passive..... In my skewed logic, that sounds like a contradiction, but I think I know what you mean But don't fool yourself into thinking you...