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I have read the key post but just looking for some clarity. I am overpaying my mortgage by €75pm, my plan was to increase this over time as I was going to be 65 when it finished and wanted it gone sooner. Last year I started a modest AVC in my workplace pension. 5% me 5% employer 1% AVC. Would...

Does anyone know if using a shared vault do all parties have access to the full fund or just what they have put in themselves. Can’t find an answer online.

Was just looking today and they were offering loans at 5.98%, this is way below what I am paying AIB, just under 9% I think. I have a small personal loan of €4000, was considering using a Revolut loan to pay off the AIB loan, up the repayment and cut the time left on it. They wanted to link to...

Hello, I have 2 pensions currently. 1. PRSA set up in my previous job, currently paused, value 23k 2. Work pension in new job 5% of salary matched by the company. 40% tax relief Value 6k Should I transfer the 23k into the new pension? I don’t have much extra cash to be putting any more into...

I am a paye worker. Considering setting up a small online business. Basically I will be buying components of a product, paying vat on them. Assembling them and selling online in Ireland only. I expect to be well below the vat threshold to register for vat. Do I charge vat and pass it on to...

Have been offered a 3 bed house in cork recently. have been up to see it and very happy from the outside. getting the keys for a viewing in a few weeks. have to make a decision then pretty soon after if i'll take it. 99% yes. Just wondering if anyone got an engineer to look over the house...