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    How do I claim the new Mortgage Interest Relief?

    Anyone know how long it takes for the refund to come through? I applied for the mortgage credit last Tuesday (yes I know I'm impatient, but Revenue are normally super quick with getting through tax returns and sending refunds!!)
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    Importing a used Campervan from the UK

    We'd be doing well to find the right van second hand in Germany, as RHD. Also we dont have the time to drive it across the continent Anyways, as i said, the 2 year old van we're buying from GB is exempt from import duty, we can reclaim uk vat, so all we have to pay to import is the 3% VAT...
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    Importing a used Campervan from the UK

    Good luck with it!
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    Importing a used Campervan from the UK

    Luckily sterling is nice and weak at the moment
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    Importing a used Campervan from the UK

    It is not a northern ireland import, it is registered in mainland uk. I don't think it's more economical to import from Germany - only difference should be the 3% VAT difference. And with Germany I'd get a left hand drive and have a language barrier, and much higher transportation costs to get...
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    Importing a used Campervan from the UK

    Hi, we are intending to import a used campervan from the UK. We are buying it from a business, and therefore we shoudl be able to relaim the VAT in the UK - effectively we are buying it ex-VAT (Cost 49,999, ex VAT 41,666) I've been trying to get information from Revenue, however they haven't...
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    PTSB mortgage application processing time

    Hm, it's 2 weeks today, and I have asked three times if he has everything he needs! I'll have to drop into the branch to see if i can get a response. Thanks for your reply!
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    PTSB mortgage application processing time

    Hi, I applied for a mortgage from ptsb 2 weeks ago. I've heard nothing since, despite several emails to the mortgage specialist i was dealing with. When I met him he told me it would be 4-6 months (!) for the approval to come through, though i see they have advertised 72 hour approval (once your...
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    2nd home mortgage - max amounts

    Thanks for the very comprehensive answer. Yes 30% deposit is sorted,and able to save over 2k a month at the moment. No loans or credit card other than mortgage. We have 3 primary school children, no childcare costs. Do you have any idea what the reduction for children would be?
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    2nd home mortgage - max amounts

    Hi, I've been trying to find out how much of a mortgage we'd get approved for, for a second mortgage for a holiday home. Any brokers that I've approached ask for reams of paperwork before even considering the question. I don't want to go gathering up all the paperwork if they're just going to...
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    Need refinancing / 0.5% pepper tracker

    5.6% rate for a second charge might not be worth the expense (legals etc) of taking it out (relative to a good personal loan rate)
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    Need refinancing / 0.5% pepper tracker

    Would have hoped that a second charge would work as we have a lot of equity in the house... Not 100% sure building prices will drop significantly, they didn't really in the last recession! And doing two pieces of work as separate jobs doesn't make sense for us either, as we're looking at a 2...
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    Need refinancing / 0.5% pepper tracker

    This i s a good idea...
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    Need refinancing / 0.5% pepper tracker

    Thanks for the replies all. Yes im talking about an extension and attic conversion! Probably the best bet would be the separate cu loan as we could work on paying down the capital quickly.... 20 years left on mortgage and its a normal repayment mortgage, but it just wrong to move it when its...
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    Need refinancing / 0.5% pepper tracker

    Hi, I'd like some advice.. Have approx 200k left on an ex Danske tracker on an ECB+0.5% rate. Yes, i know, we're really lucky! However i now need c. 100k to do some work on the house and extend. We have c. 100k in savings for a total budget c200k. Anyone got any great ideas as to how we could...
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    Pepper has bought Dankse's performing mortgage book

    PS see Wikipedia's definition of Proteus. Not sure it will inspire confidence... Proteus is a genus of Gram-negativeProteobacteria. Proteus bacilli are widely distributed in nature as saprophytes, being found in decomposing animal matter, sewage, manure soil, the mammalian intestine, and human...
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    Where do the vulture funds get their names?

    see Wikipedia's definition of Proteus. Not sure it will inspire confidence... Proteus is a genus of Gram-negativeProteobacteria. Proteus bacilli are widely distributed in nature as saprophytes, being found in decomposing animal matter, sewage, manure soil, the mammalian intestine, and human...
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    Pepper has bought Dankse's performing mortgage book

    Hi All, I got a "hello" letter today from Pepper on trust for Proteus, for my ECB +0.5% Tracker on my PPR. Maybe I'm picking holes here, but I had a lot of questions about what they've sent.. * The main letter was atrocious - words split at the end of every sentence and rolled over to the next...
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    House Alarm installer

    Hi bluespud, did you go with thomas dunne in the end? Was he ok?
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