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  1. J

    AIB Personal Loans

    Does anybody know what the situation is with banks issuing new loans - are they still giving out loans, are they only dealing with a select few or is it as bad as the media says? I'm looking to get a new loan with AIB (as they have good rates) because I want to close the loan I have with...
  2. J

    Rabo Credit Account

    I have this product and got approved for €20k and initially took €18k of this. Over the year or so I paid back €5k. A couple of weeks ago I went back to drawdown an extra €2k but was refused. I rang friends first to ask why and I was told that maybe my financial circumstances had changed. On the...
  3. J

    Marks & Spencers 20% off sale very popular

    I think the lack of lights was down to the earlier fire evacuation in the centre. Not the fault of M&S. I have to laught at the people who moan about the prices even after the 20% discount - everybody knows that M&S is expensive, if you can't afford it then don't go into their stores...
  4. J

    Ford Bluetooth on Mute

    This happens to me sometimes with my bluetooth on the focus. I turn off the radio, turn off the bluetooth on the phone and also turn off the phone to completely kill the connection between the car and the phone... When I start it all up it works again. Don't know why the problem occurs in the...
  5. J

    ntl customer service

    I've been with NTL for over 4 months now after moving into a new house and haven't recieved a bill yet! Is this normal? We had numerous problems with them but whenever we rang their customer service they could never find our details in the system. I'm just worried I'm going to get one huge bill...
  6. J

    Cross Pens and refills ?

    I bought one on ebay.ie the other day, there are hundreds to choose from and they are far cheaper than anywhere here - even including the £2.50 postage. Can't go wrong. It's very easy to use ebay, just be patient and you'll get a good price because there's so many to choose from.
  7. J

    Best Broadband in Lucan?

    I live in Lucan and have ntl broadband. It was installed within a couple of days of ringing up and we had no problems from the start - the speed was ok. Then, along with the digital tv, they both stopped working. The tv came back after a couple of days but the broadband was broken for 4...
  8. J

    BOI Overdraft

    This happened to me aswell! For years my account was always in overdraft and I paid no fees just like yourself. A couple of months ago I started getting worried thinking I'm going to get caught out soon and the bank are going to start looking for back payments! This would have been alot of money...
  9. J

    Rent a room

    What's the demand like? Just been on daft.ie and I notice that alot of people specifically request "no couples" anyone know why that is?
  10. J

    Rent a room

    I recently purchased a property in Lucan and I am going to rent out one of my rooms. I am wondering if anybody knows if there is much demand for renting in this area and how much money can you expect to get?
  11. J

    BOI Free Banking

    I asked BOI and they said it wasn't a payment!
  12. J

    BOI Free Banking

    Could someone please clarify something for me.... To avail of free banking with BOI (for each quarter) you can either make 3 payments on 365online or keep over €500 in your current account at all times. Is paying off small amounts of your credit card on 365online every so often considered a...
  13. J

    BOI banking charges

    I've had an overdraft with BOI for about 6 years now - at the moment I've an overdraft limit of €2900. My account is constantly in overdraft, I don't think it has ever been in a plus over the past 3 years and the balance is normally always around €2000 OD. I have never paid a cent in charges or...
  14. J

    Confused with company car/BIK

    I'm about to start a new job with a company that involves me being on the road everyday calling into retailers that deal with this companys products i.e. a sales rep. My salary will be €30,000 and I will also be getting a company car (don't know what it is yet or don't know if I have to take...
  15. J

    BOI banking charges

    The other day I got my BOI bill showing the charges for the last quarter - it came to €70 - which is a little bit more than usual. What has this total so high is the fact that I always use my laser card/ ATM card, use a number of direct debits (bills, account transfers etc) and I recently opened...
  16. J

    Why no overdraft charges?

    I've had a current account with BOI for about 8 years now. This is my main account where my salary is paid into each week and where the direct debits occur i.e. car loan, credit union, savings account, phone bill, SSIA, car insurance and then my own personnal needs etc. Because of this the...
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