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  1. K

    Rent by the room

    Hi, existing tenants are leaving and pay 1200 a month rent, 600 below market level, at least. Can the landlord rent the apartment by each bedroom, say charge 600 for each bedroom and therefore get the market rent but through multi occupancy tensnt agreements? If this cant be done they will sell...
  2. K

    Terminate v increased rent

    Hi, I gave my tenant notice that i intend to sell the property per the RTB guidelines. I explained that the mortgage cost has gone up 384 per month but the most i could increase it was 52 per mth per RTB caalculator and so it has become unaffordable and the hassle as well. The tenant has...
  3. K

    Cost of detached garage

    Looking to build a deteched garage 1.5 dormer style with the top floor jsed forr storage. 1 velux and 1 gable end window. A door amd a couple of windows downstairs. Block build, slate pitch roof. Wired for lighting and sockets What kind of costs am i looking at? All responses apreciated.
  4. K

    Replacing roof

    Hi, I've been told (engineers report) I need to replace the roof and windows on an investment property. Cost is 20k and 7k respectively. Can I claim the full cost back as a capital allowance and claim over 8 years? Thanks
  5. K

    EBS Mortgage Features

    Does anyone know if EBS allow mortgage holders to take payment holidays, extend term? This is just to save some money for something, not due to affordability issues Thanks, K
  6. K

    Cost of Block Garage

    I'm thinking of building a garage which in time may be used as a granny flat or play school. Initially I just want it built and air tight with flexibility to change, what's involved and cost. Size is 6m by 10m or thereabouts, includes second story loft space for office, storage. No access...
  7. K

    What do I pay after fixed rate period is up?

    Hi, As a new mortgage customer, if I take out a fixed rate with AIB, BOI, PTSB, KBC or Ulster Bank, what are my options when the fixed period is up? Do I go onto a high svr, one of the LTV variable rates, or a fixed rate (is there different rates for existing and new customers) As an existing...
  8. K

    Is it fair for lenders to give reductions to customers who threaten to move?

    Good work on getting the rate reduction I'm curious as to how banks can offer different customers different rates when they have similar or the same loan? Does it not jar with the fair rates campaign which in summary is looking for equality for all new and existing customers, allowing for...
  9. K

    relucant landlord 1st tax return (wear and tear tax)

    property purchased and lived in from 2007to 2012 (small apartment) property rented out in 2012 with all furnishings from when I lived there (beds, couch, kitchen etc. etc.) question - can I set off the cost of the goods I purchased in 2007 against rental income this year? ive copied and...
  10. K

    BER rating - insulate floor

    Hi, On the BER rating it talks about insulating the floor of the house because it can lose up to 10% of heat We are laying new floors soon, can we do anything to improve the insulation and improve the BER rating. The floors are concrete, pipes running underneath. HOuse built in 1994. All...
  11. K

    cost of laying laminate flooring

    Hi Approx what would it cost to lay 140sq. Metres of laminate floors. House refurb so no skirting or architrave involved as builder is doing this. K
  12. K

    Plastering gable end walls

    Hi, we have been advised to replaster our gable end walls by a family friend after we noticed cracks in the plasterwork of the 2 gable ends. He reckons it would cost about 6k. It's a 2 storey detached houses, both gable ends go to chimney height. Any idea of cost? It doesn't look great but...
  13. K

    dry-line and plaster

    Hi, Can anyone give me an approx cost of dry-lining and plastering the 4 external walls and plastering the ceilings of a double fronted 2 story detached 1500sq ft house. Thanks K
  14. K

    cost to build garage/shed

    Hi, I'm looking at building a garage/shed - 20ft x 12 ft - it will be detached from the house, we're on a small bit of land outside a big town, would like the garage to be fittied with electricity, up and over door, the roof will be pitched and slade, including a slide door and a window on one...
  15. K

    Other jewellery insurance on its own as house contents is too expensive

    Hi, A friend of mine is looking to insure jewellery on its own as it is too expensive to have house contents insurance. She went to a broker and was only 1 company was willing to quote for the business, the quote was €430 for 25k house contents insurance and 8k specified items, the house is...
  16. K

    Building up over garage

    We are thinking of builing over the garage and utility room, giving us another two bedrooms and more attic space. Any advice and estimates of cost of build
  17. K

    BTL - should they have been given the mortgage?

    Hi, Husband is 61, was working at application stage but retired at drawdown Wife, 55, working 4 years after being a homemaker for previous 30 years, no pension entitlement and won't get a full state pension when she is made redundant this year they got a BTL mortgage for 255k (80%) in 2007...
  18. K

    Bringing friend to meet bank to discuss arrears

    Hi A friend wanted me to go along with them to meet the bank about their mortgage situation but the bank has said that they must go alone. Is that allowed? The bank in question is PTSB. Thanks K
  19. K

    Pension refund, less than 2 years

    Hi, if someone left their job before completing 2 years serice and paid say 10k inpension contributions, how much would they get back. Both for a higher and lower tax rate payer. thx
  20. K

    Trs

    Hi, A person (FTB) who took out a mortgage in 2001 but never claimed TRS, am I correct in thinking that they have no chance of getting any TRS now? Thanks K
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