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Thanks for your reply cremeegg but nothing to sort out, that property is rented to family at reduced rate and covers the mortgage payments.

Hi there, Toying with the idea of buying an investment property in Dublin but not sure if bank would lend or how much deposit they would require, details are: Family home: valuation approx €375, mortgage approx €275 Investment property 1: Valuation approx €290, mortgage approx €150. Current...

Hi, Can anyone tell me when the VAT is due to be paid on deposits that were received in 2014 for work that won't be carried out/completed until 2015? Balance will not be paid until 2015. Cash receipts basis of VAT so I'm guessing the VAT is due on the deposit received in 2014 and then will be...

I did get another reply from Irish Water dancing around my questions and not providing any clear answers but they finished the email with a reminder of the security notices at the bottom. A nice veiled warning not to circulate it. I guess their watching the forums!

This seems to contradict the statement that the landlord cannot give details of tenants to Irish Water for 'Data Protection' reasons. So I wonder how Irish Water contacting the property owner will ensure that the responsible party (ie the tenant) receives the water bill if they won't accept...

That's a very interesting approach Dermot. This morning I listened back to an interview from Matt Cooper's Last Word with Paul McGowen from the Commission for Energy Regulation from 30th September show. In it he answered a question from Matt on whether tenant or landlord are liable if tenant...

I am posting this separately as landlords need to be aware that their liability is basically in the hands of the tenant & whether they chose to register or not. I just received the below reply from Irish Water to my questions and concerns as a landlord. It is very clear from this response...

Just received the below reply from Irish Water to my questions and concerns as a landlord. It is very clear from this that if the tenant does not register, the landlord will be liable BUT they are not accepting registration details on behalf of tenants from the landlord so it's really dependent...

I'm not sure if this will be the case. I just phoned Irish Water as a landlord who received a pack. I checked with my tenants and they haven't received any pack addressed to 'The Occupier'. I was told that due to 'Data Protection', I am not allowed to give Irish Water the tenants name to send...

Hi, We were late paying our management fees a couple of years ago when things were very tight. The fee was given to a debt collection agency by the management company and the annual charge was paid by us. Our bill has arrived for this year & there are 2 additional charges on it relating to the...

BoI fees I also got stung by BoI for 48euro in fees. Despite having the 3K in my current account for all but 1 night in the quarter! apparently it dipped below 3K for 1 night in November and that's it... full fees applied. I contacted them & they just don't care so I opened a PTSB account and...

Thanks for clarifying that Leroy67

Hi, I have an income protection policy with Friends First and I have the option of increasing the benefit every 3 years, obviously increasing premiums too. They have written to me and I am wondering about increasing the benefit but based on what they wrote I'm beginning to think maybe I'm over...

replacement appliance tax treatment apologies for ressurecting an old thread but I just came across the above & didn't realise this was the way to treat the replacement purchase of a new appliance. I had been writing the cost of the replacement machine off in full as an expense in the year I...

Hi, I have a 2008 diesel 4WD automatic Hyundai Sante Fe with 174K KM. I bought it with 98k KM on it in July 2011. I have had it regularly serviced since I have owned it, not in the main Hyundai garage but in a local garage, fairly big establishment does tyres and servicing. Last week the timing...

Thanks Brendan. I understand the implications of being on SVR but I just thought it a little odd that I hadn't heard anything in news etc about that particular .25% increase, seems it went under the radar which is very convenient for them. annoyed that they didn't even notify me of it.

I have a mortgage with BoI, I was on a 2 year fixed term which has just ended. The bank contacted me in July to outline my choices, one of which was the variable LTV>80%<500K VRP5 at a rate of 3.75% This is what we chose to go with. Yesterday I received a letter from the bank advising that my...

Thanks for your reply. I must admint it would be much easier to write the likes of washing machine purchase off in one go. But if I do write it off over the next 8 years then how do I account for the remaining unwritten off portion of the old machine if you know what I mean?! For example. If...

Thanks Nutso, I wasn't really thinking about the accountant being a deductible expense. It does make sense. Cheers

Looking for some information on tax return for rented property, know I should ring revenue but thought I'd check in here first! Thanks in advance! I started late last year and did a short term lease for just 2 months, I wasn't up to speed and didn't register this with PRTB, those tenants have...