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    2nd hand children's items: want to donate to charity

    Has anyone any names of charities that collect 2nd hand goods for sending on to families in need in the 3rd world? Any organisations that maybe fill containers and ship them abroad to orphanages, schools etc? I have a shed full of various children's bits and bobs, all in very good condition and...
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    'Never waste a good crisis': a solution to Homelessness is now possible

    With the current Covid19 crisis and the impact that's had on tourists coming into the country and internal holidaying also, AirBnB operators are mostly running at near zero occupancy I would imagine. And it's likely to remain like that for a few months at least, probably longer. Why are the...
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    Irish pay 80k more on a 300k mortgage over 30yrs

    Seem to recall a general thread on this but couldn't find it. Feel free to merge if there is one still active https://www.irishtimes.com/business/financial-services/irish-paying-at-least-80-000-more-on-300-000-mortgage-than-eu-counterparts-1.4017131
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    Over 8 years of non payment and no repossession

    8.5 yrs rent free in one of Dublin's nicest areas....nice work if you can get it!
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    VHI VHI renewal- costs up by 12%

    I was under the impression that health insurance was coming down this year and had read stories to that effect in the media. But I got my VHI renewal the other day and it's up 12% on the current monthly rate. Anyone else seeing this?
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    Three Start/ptsb "victims" on Today with Seán O'Rourke

    Report on RTE radio 1 now on this sale. Sounds like a real hatchet job. They have 3 case studies, people who are all stunned to find they ended up as part of the sale. Case Study #1 'only missed a couple of payments'. Case study #2 is a cancer patient with 2 BTL's in trouble after her husband...
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    VHI €100 reward for online sign-up

    I just did this even though I was already signed up for doing all my VHI related comms, claims etc online https://www.rte.ie/news/business/2018/0530/967051-vhi-encouraging-customers-to-do-more-online/ Money will be in your bank account after 01/09/18
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    Cost per hour of gas heating

    Been doing a bit of detective work on my gas heating following a near €300 bill arriving in for November/December 17 which weren't exactly the coldest months on record. There is someone in the house during the day so I'd expect high heating costs but €300 totally caught me by surprise. We don't...
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    Form 11 and maternity benefit

    In the annual state of confusion completing the OH's Form 11 and hoping someone can help with a specific question. In 2016, MrsD received 6 months maternity pay and her employer topped up her pay. Her tax credits and higher rate cut off point were adjusted for this over the 26 weeks. When...
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    Strategic default is a reality

    Not sure if there is a dedicated thread on this subject so I will just put this here from today's IT AIB’s sale of €2bn loans may flush out ‘strategic defaulters’ https://www.irishtimes.com/business/financial-services/aib-s-sale-of-2bn-loans-may-flush-out-strategic-defaulters-1.3236069 I don't...
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    Pension auto enrolement is on the way

    At an IBEC dinner last night, Varadkar pledged an overhaul of pensions in Ireland with auto-enrolment for all workers a key feature http://www.newstalk.com/No-discrimination-in-new-autoenrolment-pension-scheme-Doherty-says Quiet a departure for FG who only a few years were raiding private...
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    Ross Maguire "Vulutre funds part of the solution."

    Maguire again raises the issue of strategic default while talking about Vulture funds being necessary to solve the overall mortgage problems in Ireland Vulture funds are part of the solution, not the problem http://www.irishtimes.com/opinion/vultu ... -1.3079571
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    2 x 'free' pre-school years

    When is free not free...when your in Ireland of course! Take the Govt's free pre-school years announced with great fanfare by various Ministers over the last few years. I have a child born in September 14 and so isn't eligible to start the free scheme until Jan 18. So it's not 2 school years...
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    Public service pay scale

    Whats the % rate for favourable assessments ;)
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    Ground rent being bought by 1 house in the terrace

    Hope someone here has some knowledge of this type of situation and can help me. I own a house thats part of a small terrace. I have received a letter from another owner in the terrace saying he is seeking to buy out the ground rent for his property. But all the houses on the row were on the...
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    CB says Irish mortgage rates far higher than EU average

    Irish mortgages remain far more expensive than EU average Central Bank says average Irish mortgage rate is 3.49% compared with 1.82% across EU http://www.irishtimes.com/business/personal-finance/irish-mortgages-remain-far-more-expensive-than-eu-average-1.2785503
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    The Irish Charity bubble

    Very good article by Patsy McGarry in today's Irish Times, a must read http://www.irishtimes.com/news/social-affairs/irish-charity-sector-is-being-drained-by-duplication-1.2717375 We simply have too many Charities in this country, with too many highly paid Executives. We also have a cosy...
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    High mortgage rates caused by low levels of repossessions

    Well, it's not rocket science. But still refreshing to see something so basic laid out in the Irish media And a little dig or 2 at the populist interference by political parties in the Banking sector...
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    Social housing should not be allocated for life

    Copied from another thread as it's such an important issue - Brendan - Change the rules on social housing - it shouldn't be for life, no matter whether your circumstances improve or not. - Sort out rent arrears in the Social housing area...over 30% of local authority tenants are in arrears...
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    Xmas message from Santa

    For those of you with kids, here's a great site to get a personalised Santa message for them...either the free version or a more detailed premium version https://www.portablenorthpole.com/en/ enjoy!
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