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    AIB joint account card payment approval query

    the authorisation is linked to the card , not the account . Do you both have separate debit cards in your own names ? If so, she should be able to change the number attatched to her card.
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    BOI sells mortgage of my deceased brother to Mars Capital

    Its OK,. we understand,. Its a difficult time. We can be more neutral about the finances,. We dont mean to be blunt but its important that you get impartial advice. It doesnt matter who the lender is. The mortgage has to be paid. If you can get a mortgage to pay off the lender, you could...
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    BOI sells mortgage of my deceased brother to Mars Capital

    Sorry for your loss, its a dificult situaution. 1. Yes, the holder of your mortgage can sell the mortgage to another lender. They put that in the T&Cs 2. They dont own the house, unless they have legally repossessed it, The estate owns the house
  4. H

    Is there a medication dispensing charge?

    I’ve never had a problem ordering some items on a prescription in any pharmacy . Sounds like poor practice from boots .
  5. H

    Cohabitation agreement and transfer of a mortgage and home ownership

    A few issues that will make this a unworkable plan, If you jointly own the house and she gives you half of it, it is a gift subject to CAT (dwelling house exemption may apply, not sure of the details) If you have a joint mortgage, the deeds of the house will be held by the bank, and if she...
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    Estate Agent rushing buyer to arrange building survey

    In a sellers market. The seller ( and their agent) can insist that you proceed quickly or they will sell to someone else. It might be the EA being hardnosed for the sake of it. it might be the seller wanting a very quick sale, or it might be both of them trying to pull a fast one as they know...
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    Should I leave money to my grandchildren in my will-pitfalls?

    Maybe your children will squander it on fast cars….. There is literally no point in worrying about that your family will spend their inheritance on once you are gone . I wish you a long and happy life, maybe you’ll squander some of it on a good retirement
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    Problems retrieving house deeds held by AIB

    In contrast, I recently paid off my EBS mortgage and within a month got a letter asking me to nominate a branch to pick them up in within a month.
  9. H

    Can I afford to retire from long-hours stressful job at age 55?

    Thats very individual and its important to know what expenses will decrease or potentially increase in retirement. You only save on commuting if your current work commute is expensive and the alternative activities you intend to do in retirement are closer to home. Personally the clothes I...
  10. H

    EV taking nights to charge to 80%

    Have you checked the options on the Wallbox app. There is a max current option ? Is it set to the max which is 32A
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    Experiences of managing with one car

    The OP is retired , so either them or their spouse may have health issues or will face them in the future which limits cycling or walking . My parents got rid of one car as soon as Dad retired and it worked out well . Their day was planned around the car. If Dad was playing golf and Mam...
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    Experiences of managing with one car

    This is exactly our situation . We are lucky to have great public transport. Most importantly we have a attitude that public transport , walking or cycling is a good alternative, even if it’s takes longer and is less comfortable
  13. H

    Bunq security concern

    I have to enter my security code to login to bunq. In the security settings , you can change the auto logout to 0 seconds or 5 minutes. This should insure that the security code is needed to access the all . Also turn off access from the website
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    Are fee-paying schools worth it?

    Are they better for building networks ? Maybe in the law, but has the rest of Ireland not moved on. I’ve been working in technology for 30 years, I have never experienced everyone caring what school you went to . I didn’t go to a fee paying school but I know loads of people who did and it did...
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    Income from property to one owner

    Only if they are married.
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    Changing liability for LPT on jointly owned house

    You ended up as the designated person, no-one knows why it was you and not one of your siblings. Its just the person designated to do the return. You are all jointly legally liable for the LPT and there is no Revenue guidance on who should be the designated person where there is joint...
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    Bunq Paying 2.46% Instant Access & No Fees

    Yes, I checked the app and it hasnt been udpated yet.
  18. H

    Bunq Paying 2.46% Instant Access & No Fees

    Ive just got a email from bunq to say that the interest rate is increasing to 2.46% effeictive immediately
  19. H

    Wording Of Will For Exclusive Right To Live In House

    Your mother needs legal advice, not randomers on the internet
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