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  1. K

    Wife as shareholder in LTD company

    hi all my husband has set up his own small business as a ltd company and has named me as a director along with himself ( he is the sole employee) I work in the private sector and pay paye usc etc through the payroll I have no salary due from my husbands company or any other role/ benefits other...
  2. K

    Need new boiler - any advice

    hi all our old oil boiler broke down last march and I need some heating solution coming into the winter. We have a small two up two down in serious negative equity so this is expense we dont need. I was happy enough with the Oil heating and the rads are good. My question is really around whether...
  3. K

    Need a good dry cleaners

    hi All the hubby invested in a sharp suit from Louis copeland ( super service by the way) now it needs to be dry cleaned and would love some recommendations. It was very espensive so don't want to leave it in just anywhere. any recommendations in the city center area? many thanks k
  4. K

    P60 for 2009 but was made redundant in June

    guys quick question, I was made redundant in June 2009 and have only started back at work now. I need my P60 for 2009 but was not with any employer on Dec 31st. Who will provide my P60 for last year? I need it for my Med 1 expenses many thanks kmce
  5. K

    contents insurance for investment property

    hi all we have a one bed apartment rented out to a very good tenant. I have always paid contents insurance for the apartment. do other landlords pay contents insurance ? is it good value for money - the renewal is in and I was just wondering if it was worth it? The buildings are insured...
  6. K

    Home heating oil - price comparisons

    hi all is there a website that shows home heating oil price comparisons or will I just have to ring around to see what the currrent price is. I know its gone up a huge amount so just am trying to get the best deal so I can fill the tank for the winter. PS I am based in Dublin thanks kmce
  7. K

    Moving from variable to tracker

    hi all I currently have a 30 yr mortgage with EBS at 5.53 variable. LTV is 70%. Is it a no brainer to move this to their tracker rate of 5.2? What are the disadvantages of Tracker over Variable rate mortgages if any? I am not to keen to move lenders and incur extra costs but that may be...
  8. K

    Irish Life saverscope looses 1k in 4 mths

    hi all can anyone help me here, I feel so foolish. in Jan 31st my Saverscope fund in Irish life was worth 12711euro. As of May 31st its worth 12788 - an increase of 77 euro . I have made 4 payment of 250 pm since jan so would have expected the fund to be at 13711 at least. How can I have lost...
  9. K

    Tenant leaving - bills transfer question

    hi everyone our excellent tenant is moving our of our rental apartment at the end of May, the ESB and Gas bill are currently in his name ( naturally) and we have no new tenants lined up as yet. It it standard practise to transfer the bills back into my name ( the landlord) before he leaves and...
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