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    Tesco Bank Seem to be Exiting Ireland

    Apologies, my error, my post edited to remove incorrect info https://www.tesco.ie/finance/index-hp.html
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    Tesco Bank Seem to be Exiting Ireland

    Two other things that concerned me regarding the new Ts & Cs: 1. No APR quoted. My document just shows "[ ]%" beside "Borrowing Rate" and "APR" headings - although assuming Avantcard rates are applicable they will be higher than Tesco 2. Section 16c "If you terminate this agreement within the...
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    Tesco Bank Seem to be Exiting Ireland

    https://www.independent.ie/business/personal-finance/poor-credit-history-late-payers-now-facing-extra-charges-on-credit-cards-36940696.html From the above article in the Indo it seems the best rate available from Avantcard will be 20.9%. The current Tesco Visa rate is 1.167% per month which...
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    Rabo Savings Instant Acccess Account Interest Reduction

    On the phone to Rabo today and was told that 1.50% on the first €20,000 will be reducing to 1.25% on the first €50,000 in the coming days.
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    PhoneWatch Direct Debit Error

    As far as I know all alarm companies must be registered with the Private Security Authority [broken link removed] who are supposed to have a system of investigating complaints but I don't know if that extends to financial matters.
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    PhoneWatch Direct Debit Error

    Thanks Danmo. I got a cheque from them this morning for the overpayment and a phone call in response to my letter. It seems they can't/don't/won't reverse DDs and make all their refunds by cheque. I accept mistakes happen, even if they are a pain, but the most annoying thing about this crowd was...
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    PhoneWatch Direct Debit Error

    Thanks for that
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    PhoneWatch Direct Debit Error

    I'm wondering if I can instruct my bank to reverse a Direct Debit under the following circumstances. On 30 December I was debited a year instead of a month’s monitoring charge by PhoneWatch. I phoned, received an apology and was assured it would be reversed immediately. By 8 January I hadn’t...
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    Income Stream - what PRSI class?

    I am considering availing of a redundancy package and one of the options available to me is an Income Stream whereby the the taxable portion of the lump sum is invested and paid to me over a period of years making it more tax efficient. I currently pay PRSI at class D, does anyone know the PRSI...
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    Coupons Thread

    Woodies 20% discount this weekend via text. If you haven't got it, copy and paste it into your webtext and send it to your phone MerryChristmas from Woodie's.Save20% with this txt Sat20-Mon22 on last minute shopping!Not valid on DiscountItems, Showers,GardenPower,Unsub txt REMOVE to 50015
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    Uk bank account

    If you need mainland UK try HSBC - St Annes Square Manchester had no problem opening a current account for me and all correspondence goes to my Irish address. That was a good while ago so maybe they've changed their policy.
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    Payment methods for Saving Certs

    I have regularly bought Certs (as recently as 2 months ago) and always paid by cheque over the counter. The counter clerk photocopies the documents and hands you back the originals
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    lodge someone elses cheque

    I always use AIB's Speed Lodgement to lodge them and never any questions asked
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    Yahoo mail blocking Hotmail

    Recently my Yahoo mail account has not been receiving emails from Hotmail users who regularly email me. All other emails being received normally. The same is happening to other family members Yahoo accounts. Senders are getting a delivery failed message saying the emails are blocked. I've...
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    How did TV licence inspector get my name .

    Of course they are :) And they ask dogs if they have licences too and report back if they're black and white or colour!
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    How do I figure out the IBAN code?

    Assuming it's an AIB account and if you have access to online banking, click on "Manage My Accounts" and then on the "My Accounts" tab. Click on the account and you'll see the IBAN
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    Tesco Visa Card

    Just for future reference LLSE you don't need the sort code and account number to pay Tesco Visa through AIB online. Just go to pay a bill, add a new credit card, pick Tesco from the dropdown and all you need is your 16 digit card number and the amount you want to pay. You can then save it...
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    Visa account on line.

    Sounds strange alright. My AIB doesn't appear on my wife's online banking although she's an additional cardholder and in the case of my wife's Tesco Visa (that doesn't have online banking), they won't deal with me over the phone. Might be worth your daughter giving the bank a call to see why...
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    Where to get a standalone credit card?

    One negative is that they don't have online account access but on the plus side you get Tesco points every time you use it. I've had one for a few years and had no problems with them. From time to time they will question transactions but they just seem a bit security paranoid which isn't really...
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