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Hi I would be appreciative of any advice on our situation. I have taken the questions posed in the 'sticky' and answer accordingly. Apologies that the post is long but taking the cue from previous incomplete situations outlined, I am being as full as I can with the details so save any...

By my calcs you have €3100 left a month after taking all the above into account? Whats the big struggle?

Anywhere close to Phibsboro Church will benefit from the new Luas line as there is a stop planned close to it. There were plans to redevelop the shopping centre (badly needed). I'm not sure where these plans are now as they've been talked about a long time. The area you are looking at is ok, a...

Agree with Bronte, Writing to the company will, I would imagine, 100% rule you out. Bluff the interview. Act surprised if they notice and deal with it from there.

Perhaps there is a reason.

Myself and spouse moved out of our apartment (PPR) to rent a house due to expanding family. We rented our apartment out (would have sold but would owe the bank a fortune). We have done it the right way – registered with PRTB, keeping invoices, maintain a simple spreadsheet to work out eventual...

Got to be kidding? Absolutely incredible.

Do you know if you have death in service benefits? A lot of companies offer this ie if you die while working with the company then you may be entitled to a payout. Typically linked to your salary eg *2/*3 times your annual salary. If you do obviously, you can take this into account.

Yes and yes. I spoke to her. She said she wasn't making noise so its one persons word against the other. I am not overly concerned about this aspect to it all for the moment. I am meeting her next week and I am going to tell her the pet needs to go. If she leaves she leaves. And I will...

Yeah I'll have company with me. Pets etc are allowed in the complex, just forbidden on the lease we signed with her. I am trying to balance the hassle of throwing her out against the risk/reward for letting her finish the lease.

Hi Appreciate some advice. First time landlord due to needing to move for family reasons (negative equity means selling is not an option). A girl has moved in since about March. Situation so far: • She has made some alterations to the apartment. Although minor I asked her to stop but...

Harsh, she is managing on, what, less than 200 euro net a week? Has been keeping up her mortgage, has a baby due. OP it sounds difficult, I don’t know what else I could add as it sounds like your costs are low and income is relatively fixed. The best place to look would be to deliberately...

On a 5k loan over 5 years you will pay back approximately 6660 over the course of the 5 years at approx 111 a month. If you save 111 a month you will have 5k saved in 45 months ie less than 4 years. You will also have avoided the interest cost (1.6k) plus access to funds for a rainy day. Make...

Used to give 200 as a couple up to a couple years ago. But since I see most hotels are now giving dinner at much less per head I now only give 150.

What do you think are the chances of this?

I didn’t mean to come across as having wonderful hindsight, apologies if so. Of course you took the bank manager at his word, no reason not to. We are in a similar position – bought an apartment a number of years ago – having kids then meant we had to rent a house. We are losing money every...

Given your incomes I think you should never have considered trying to sell this property, and you should not have moved back in for 6 months paying full mortgage – you’ve just proved to the bank you can service the debt. As far as the bank are concerned you are able to meet your repayments, I...

With AIB they cancelled my old card before its expiry date and before I had first used the Visa Debit card. Wasn't too happy about it especially as I was caught in an embarrassing situation as a result.

But you haven't really understood where posters are coming from really have you judging by this post? Its back to the poor us thing, a sense of entitlement to an upside only on purchasing assets. Over 30 years with inflation and a recovered economy, you will be fine. You say "we can't see...

Your problem is not your mortgage it’s your discretionary spending.