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hi, yea as a married couple you are entitled to a married trs allowance, it doesn't matter who owns the house. contact trs and you'll probably be required to send in a marraige cert and then they'll change the allowance, it is taken directly off the repayments, that's what happened with us and...

hi, we've just gone through a selfbuild, and the only check they did was at the start. I was a bit on edge as i thought oh god something will show up, i don't know why but sometimes with a selfbuild mortgage it seems like there going to contcat your first ever boyfriend for a referance!! but...

Are you going to get a contractor to build the house or will the site seller build it for you?? Just asking as it can affect the stamp duty.

Hi All, We were going to buy a site and build but after much fluffing around by the site owner we decided to walk away and last weekend just fell inlove with a house. We agreed a price on monday morning and all is brill except. We but all our money in a 30day deposit account when the site sale...

Hi, Thanks for the posts. Yes it's Cratloe village about 5 mins walk from the woodcross bar/pub. So hopefully it will be a happy move for us. Best of luck to all. Thanks again.

Hi I was just wondering if anyone had any feedback on Cratloe in co Clare. Am moving down from another area and we have just bought a house there?? Thanks

Hi does anyone know anything about this developement? Area, House value ect...... Thanks

oops sorry, i thought that was the same thing as it's what the irish banks use. sure maybe try them and if it's not suitable they might know where to go next. best of luck

hi, the icb will provide. google them, takes about a week. happy new year

Hello, No, no demand for the sites at all. On sale for 9 months and we were the only ones bidding.. lots of interest according to the es but really i've been watching them and there's no-one putting money down, there to expensive. We agreed this price before planning was granted and really...

hi all, we had met with a developer in may and put in a offer on a site (.29 acre) of €180.00, the sites went to BP and were granteed planning in sept. The developer has five sites to sell. We however have our house to sell also. Our house went up for sale late sept, 14 viewings lots of...

Anyone know if these changes apply to sites??

no change to the sites SD then???

thanks for the reply's... there's no false info in the application if anything we understated our position. we're looking to do a selfbuild and to be honest i'm very nervious after the whole process of finding a lending inst that had the vision to see the finshed project... god they've asked for...

i was just wondering that when you have loan offer, can the bank/ building society then "take it back"??

Hi, I've nothing of any help to offer you but I just wanted to say best of luck to your son. I'm sure it's causing you alot of worry also as to see your child (or anyone) in this possition must be horrid. I know that for most people who are spouting on about reckless behaviour and all that are...

Morning all, I hope you had a good weekend. Here's a monday morning thought for you, is it crazy for my family (hubby and 1 child) to be thinking of trading up at the moment? Given the recent reports in the papers and the general nervousness of the market, are we mad?? Any one have 2cents...

1st time buyers trs is at the higher rate for 7 years, then they become like the rest of us.......... but you are entitled to the trs your getting.

I am from that area, and I have to say as someone with 31 years knowledge of the place, I adore it. My parents still live there in our family home and even now although I live in the country I love going home, the flights yesterday started from shannon so I'm so excited. I'm not sure of a lot...

sorry.....but you get my drift dog!!