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    Extra money into mortgage

    TRS and Top Up Payment How does increased payments impact on your TRS? Asked UB and they said doubling the monthly payment would not impact on the TRS at all. In year 4 of FTB mortgage. Thx
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    Water leak from balcony door

    Hi We moved into a newly build duplex 3.5 yrs ago. However we now have a problem with a leak at our balcony door (through the wall when the wall meets the balcony door frame). This maybe has been there since we moved in but with the heavy rain this winter we began to see puddles of water...
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    Check in Time - Travelling to US via London

    Hi How much time is needed to check in when flying to the US via London. Is 3 hours required? Thanks.
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    Work Related Repetitive Strain Injury - effect on my record, compensation etc?

    Re: Repetitive Strain Injury - sue employer? I once had an employee who claimed RSI. I sent him to an occupational health specialist at a cost of €300 who diagnosed that the employee's claim of RSI was in fact the result of a minor arm injury caused from swinging his golf clubs too often! So...
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    Hibernian Driving School - Refund problem

    Hi I signed up to do 10 driving lessons with Hibernian Drving School. The instructor kept telling me I was fantanstic, didnt need lessons even though I could barely drive. So I decided to change school. There terms and conditons allow for a refund of unused lessons. I cancelled 2 months ago...
  6. M

    Short Time + Public Holiday Entitlement

    Hi, A pal has had her working hours reduced. She works 40 hours one week and 30 hours the next. If a public holiday falls on a short week what is her entitelment to payment for the public holiday? Thanks,
  7. M

    Safety Statement

    All the College's have their Safety Statement online e.g.
  8. M

    Other income (from unfair dismissal case) while self employed

    Section 192A TCA 1997 (inserted by Section 7 Finance Act 2004) provides for an exemption from income tax in respect of certain awards made for infringement of an employee’s rights or entitlements or an employer’s obligations under employment legislation. More information can be found here...
  9. M

    Cert stating I'm still single

    It's for getting a loan abroad. No solicitor required.
  10. M

    Cert stating I'm still single

    Hi, I need to provide an offiical cert / letter of my civil status i.e that I am not married Where could I get this??? Thanks,
  11. M

    Moving job - Bonus due - should I receive it ?

    You are entitled to any bonus earned before your leave date.
  12. M

    Switching from Ulster after €1000 cashback?

    I switched to UB during summer and had I not been calling EVERY DAY for a whole month I could still be trying to switch. so got my 1k.... but not worth the amount of crap they have put me through since switching. Totally incompetent customer service/complaints team and still trying to get it...
  13. M

    Ulster bank 1,000 Euros for switcing

    Took me 4 whole months to switch to UB and just got old mortgage cleared this week. Most painful banking experience of my life. Had I not pushed everything all the time, I'd still be waiting for the cheque. This meant calling broker/bank every day for past month.
  14. M

    Contractor on daily rate & notice during training period

    Just to update - they pushed it and said tell your solicitor to contact our solicitor. Solicitor sent a note saying if you dont pay up we will see you in court. So they considered it and quickly decided to pay the lot. The legal argument was by not signing any contract the verbal agreement of...
  15. M

    ACA contract - can you get out halfway through?

    You could call the ICAI directly and ask them if it is possible maybe.
  16. M

    Can company reduce my pay

    Was the money being paid in an 'acting up allowance'? If so and you have reverted back to your previous role it may be fair.
  17. M

    HR Software ?

    ASR (www.asr.co.uk) are excellent.
  18. M

    RIP mortgage with Ulster Bank

    I started the switching process to UB about mid May through a broker who promised it would all be tied up within a couple of weeks.... and I am still waiting to switch! The 1K switch bonus applies for mortgages switched before end of this month so pushing for it to get moving. Everything has...
  19. M

    Am I entitled to any of partners house?

    I wonder could money received through the rent a room scheme from a partner be considered a financial contribution to the purchase price of the house..... And do payment towards bills such as bin charges, gas etc (day-to-day household expenses) be considered Indirect contributions?
  20. M

    new dev. asking price question

    Maybe depends where you are / the number of units left. I know of one person who offered 5K below the asking prices on a new houses in a new development in Longford and it was accepted. I think they are feeling the slow down more there so they were happy to get another unit sold.
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