Search results

  1. Z

    Ombudsman keeps giving AIB extensions

    I have a case with FSPO re tracker mortgage with AIB. IT is at the investigation stage whereby FSPO gave AIB summary of complaint mid December 2022. By default AIB had an initial 20 days to respond. On the last of the 20 days, AIB then requested a further 2 month extensions which they were...
  2. Z

    Returned a garment from uk vendor - how to reclaim import charges?

    I recently bought a garment from Uk for €170 - but subsequently returned it for a refund. UPS delivered it to me. As part of the standard process, when the garment landed in Ireland it was held at customs. UPS emailed me asking me to pay import duties of €65 via their website. (My...
  3. Z

    Query re compound versus simple interest complaint

    A delayed query by me here but I did not complain to aib / ombudsman about the simple interest instead of compound interest being used in calculation after the ombudsman’s decision on the ‘Karen’ case 2 years ago. I assumed that once one person complained and the ombudsman agreed then it would...
  4. Z

    Loans after Personal Insolvency

    I’d guess it’s open to discretion of the lender. Your insolvency disappears off your credit file after 6 years anyway so there should not be any problem at that point. I do recall someone on AAM posted a thread on how they got a mortgage 4.5 years post bankruptcy. So a lender may well decide...
  5. Z

    AIB says the failure to offer me the prevailing rate did not result in the voluntary sale of my property

    The reason I asked AIB to do the calculation was that ultimately they would presumably have to satisify themselves on the figures. But yes... maybe presenting then with my figures first would have been a better strategy by me. AIB told me the overcharging was causal to sale on properties 1&2...
  6. Z

    AIB says the failure to offer me the prevailing rate did not result in the voluntary sale of my property

    Thanks Brendan (The reason I mentioned KPMG is because they were assigned the task day one of determining whether overcharging was causal to sale. So I assumed if another calculation had to be done to determine if the 3rd property was also causal to sale then it would be them to do it.) A...
  7. Z

    AIB says the failure to offer me the prevailing rate did not result in the voluntary sale of my property

    I got a reply from AIB today. Quick background I had 3 properties - all put into voluntary sale. 2 properties were overcharged originally for which i received compensation The 3rd property was part of the [prevailing rate cohort. (Although I would argue the 3rd was impacted, albeit not...
  8. Z

    Complaints - anyone get a response from AIB yet?

    that’s disappointing. What was the main crux of your complaint may I ask? I’m also waiting on a complaint I have with them. the ombudsman is very quick by the way. My sister approached the ombudsman a few weeks ago re her complaint and they were on it straightaway. They are now in the...
  9. Z

    Complaints - anyone get a response from AIB yet?

    They had been granted a special dispensation from the central bank? I’d like to see that. I also rang them last week looking fir an anticipated resolution date quoting the reference from shay in this thread re complaints resolution.
  10. Z

    Complaints - anyone get a response from AIB yet?

    good work. I also sent them a similar letter a few weeks back (inspired by you) but I just got the generic letter in return. I just didn't bother following up then. But I think I now will push them for the resolution date.
  11. Z

    Complaints - anyone get a response from AIB yet?

    But I thought the ombudsman ruled in favour of the bank re compound interest? I therefore assumed no more avenues of appeal left.
  12. Z

    Complaints - anyone get a response from AIB yet?

    Hopefully it triggers a response. Please let us know the response from aib. I will send in similar I think.
  13. Z

    Complaints - anyone get a response from AIB yet?

    Ok. Interesting. Unfortunately that means there is no absolute deadline for them and they can basically string people along indefinitely. So basically it may be that the only option is to get into the ombudsman direct to resolve. @Shay75 - How long has your request been outstanding? I sent...
  14. Z

    Complaints - anyone get a response from AIB yet?

    Is there any timeline by which Aib must have a complaint resolved? For instance, Presumably they cannot keep sending out these monthly holding letters indefinitely for 20 years?
  15. Z

    AIB Are we there yet? Are we there yet? Are we there yet?

    They also told me it has been posted Wednesday. And prior to that had assured me it had been sent out last Monday. Still no sign of it. It’s simply lies.
  16. Z

    AIB Are we there yet? Are we there yet? Are we there yet?

    Still waiting on letters relating to 2 mortgages. Nothing again today by postman. So will be Monday at the earliest. A full week later than end of August.
Back
Top