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    Key Post Switch or re-fix my mortgage? Breakage fee calculator and savings estimates for your case (Ireland)

    Hi Paul, Current lender - Ulster Outstanding mortgage balance (how much you still owe) - 167877 Approximate value of your property - 450K The date you started your fixed-rate mortgage (month and year) - Oct 2021 How many years you fixed for - 2 yrs (Ends on 31/12/2023) Your current mortgage...
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    Two litres of milk price increase/Dunnes?

    even 3L is increased by 15% to 2.29€ from today in Dunnes...
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    Key Post Should an existing Ulster Bank customer do anything before their mortgage is sold to permanent tsb?

    sorry, switching fee i meant are the costs associated with new provider... solicitor fee, valuation etc
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    Key Post Should an existing Ulster Bank customer do anything before their mortgage is sold to permanent tsb?

    Hi Brendan, 1) 175K with 19yrs remained 2) 45% 3) yes, but thinking is it even worth to switch bearing 1K switching fee?
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    Key Post Should an existing Ulster Bank customer do anything before their mortgage is sold to permanent tsb?

    Got a letter from UB about the available rates to opt after my 3 yr fixed ends in sept... 2 yr fixed @ 2.2%; Green 4 yr @ 2.25; 4 or 5 years @ 2.35%; Loyalty variable @ 3.1%; variable rate @ 3.5% etc
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    Key Post Should an existing Ulster Bank customer do anything before their mortgage is sold to permanent tsb?

    I didnt ask today, but breakage fee in march was approx 570€ which i didnt go for... may be it will be around 200€ now since only 2 months remained... hoping that they will offer other fixed options and rates by 1st of august (60days before).
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    Key Post Should an existing Ulster Bank customer do anything before their mortgage is sold to permanent tsb?

    My 3yr fixed term ends with ulster bank in sept 2021. Called UB customer care regarding a fresh fixed term, they think the switch will take atleast 2years and was advised not to rush for breaking and fixing for a new term before sept... Anyone else in the same boat and tried to re-fix their...
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    Insuring a high-value laptop

    Well, macbook pro costs about 3400€ in ireland... so more costlier if its a higher spec mac...
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    Ulster Bank typo - gives me 2.3% for three years instead of two

    Similar story with mine... Got 250€ and opted for 3 yr fixed @ 2.3%...
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    Ulster Bank typo - gives me 2.3% for three years instead of two

    Ulster confirmed that its a typo on their end and will be sent a new letter as 2020..
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    Ulster Bank typo - gives me 2.3% for three years instead of two

    the letter i got after signing the initial offer letter says "fixed at 2.3% until 30/09/21"
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    Ulster Bank typo - gives me 2.3% for three years instead of two

    Could be a typo, but the letter confirms that my fixed will stay at 2.3% until 30/09/21... didnt negotiate...
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    Ulster Bank typo - gives me 2.3% for three years instead of two

    Opted for 2.3% fixed on my existing mortgage with ulster... got a letter confirming the rate as 2.3% till september 2021 which is for 3 years... LTV < 60%
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    Perm TSB and their Electronic Banking

    whts the guarantee that you get better service if you pay bank charges... thats very unwarranted comment from brendan about PTSB's free banking... switched to ptsb about 4months back and had a initial hiccup with their internet banking... customer service is very helpful and resolved the issue...
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    Maternity Leave

    As per my HR, employee is entitled to all bank holidays during maternity leave... not sure if its a company policy or a legal rule
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    Fuelcards cost more than Pump prices

    Bertiebowel, topaz card policy is changed now... they charge card rate no matter what pump price is ... ppl can check the card price at www.motorcard.ie weekly... they are cheaper (a cent or two)than pump price most of the times but not always guaranteed.... prices change every saturday...
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    Tesco price alterations in terms of price, quantity quality.

    Tomatos - 1kg box gone up from 1.98 to 2.09c
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    List: Stealth price increases at Tesco in recent days?

    Re: Sneaky price increase in Tesco?? Tesco have increased prices on many items in the last one week. For example, they increased the price on Newyork bagels from 1.29€ to 1.49€ and they introduced bogof offer, and will keep the price at 1.49€ when the offer goes off. Tomatoes used to 1.98€ per...
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    NCT failure - emissions too high - cause?

    I bought a car recently with no nct trusting the previous owner but it failed twice on emissions after 10days..... later it came out that lambda sensor was connected wrong (ie, +ve to -ve and viceversa)... a garage figured out by putting on computer...
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    One last bash-where?

    I suggest Egypt..... Nile cruise, alexandria, beaches...
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