Search results

Hello Can anyone advise me please. We had a small extension in late 2010 - room added to back of house downstairs. Last year, the roof leaked. Contacted builder who came out, checked it, seemed to fix it. The leak has returned quite badly. contacted builder.... but he has gone out of...

Hi, I just wanted to share the update of our situation with you. Many thanks to those who assisted along the way. We took our complaint to the Ombudsman. The bank were given 15 working days to issue us with a final response. They didn't, so we contacted the Ombudsman to relay this...

ps: Laoibhise, Congrats on the little one :)

Hi Laoibhise AIB never responded to us even when we sent letters of complaint asking for clarification. Our complaint is now with the Financial Ombudsman. I'm happy let you know what happens. We were given a lot of incorrect information throughout the process, such as 'there are two...

Thank you for the advice. I got more advice on here than I did from the branch. The bank is AIB. Nobody in AIB has answered our question to date. We asked for all the info up front so we could make a decision based on information...nothing. I called into our local branch and asked who...

Thanks. But do you know is it normal to be put into the MARP process when applying to your bank for a mortgage payment holiday when not in arrears or pre-arrears? Why do you think they have not responded to our question? Just even from a customer service standard, nothing...!

Thank you for your response Brendan. Apologies for posting in wrong area. To answer what you asked: No, we won't go into arrears if we don't get payment holiday. But we want to keep savings so won't take the payment holiday if it is going to affect our credit rating by being part of MARP...

Can anyone answer this please? Is it normal to be put into the MARP process when applying to your bank for payment holiday / moratorium to enable unpaid maternity leave? The website keepingyourhome.ie quotes the MARP process as for being for those in arrears or pre-arrears. ''Under...

Update: Appealed the decision based on the fact that a product feature of our mortgage was the ability to take a payment holiday / moratorium. Its taken until this week, and a huge amount of chasing up on our part but we have been granted a 3 month moratorium. Strangely though, in the letter...

Brendan, to answer your questions: 1.) AIB 2.) A Payment Holiday of up to 6 months over lifetime of mortgage was mentioned as a product feature on advertising of the loan at time we took it. Mentioned many times by advisor - maternity leave given as a specific reason for availing of it. I...

Thanks for the advice. We did actually complete a SFS.... what do you mean that its nonsense to have to complete one of these - just curious.

It stated in our original documentation, and were told when we signed up, that a special product feature on our mortgage is the ability to take a six month moratorium / payment holiday during lifetime of mortgage. It cited maternity leave as one reason why you may consider doing this. Forgive...

Very angry...here goes: Contacted mortgage lender to ask if we could have a 3 month moratorium so I can take 16 weeks extra unpaid maternity leave. Currently on maternity leave. Husband is self employed. No issues with debt - no credit cards. The only money we owe is a car loan - very...

Thank you.

No, not in negative equity!

Our fixed rate with current provider coming to an end. They wrote to us offering options. Options offered not great, so wondered is switching to another provider still an option in this market? I'm being told that its not possible to move at all! (Current provider stated this. I asked...

I wanted to update you on our neighbour situation.... Things continued as they were. We felt very helpless and afraid of them. One day a fire started in their house, which caused a bit of damage in the house but not serious thankfully. Next thing landlord turns up with a few guys to fix all...

Thanks again everyone. Some great ideas there. Never knew about the land registry tho it seems to ring a distant bell in my mind. Getting onto them and prtb this week. Will let you know how we get on. Can't thank you all enough for the advice. Emma

Thank you so much guys. Very useful stuff there. Truthseeker, your link was excellent! Had a look and the house is not registered on the prtb list. I always assumed if rent was being paid by a Community Welfare Officer then the property would have to be registered with prtb. Can anyone...

Thank you Cashier. Both of those threads were awful. However, neither really answer my question as one was to do with a council house and the other the case of someone selling and not disclosing noisy neighbours. I really hope to god we don't have to consider the selling up route. We own...